3706 E 42nd St, Des Moines, IA 50317 Property Records

Polk County property record for 3706 E 42nd St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1991
Lot Size	0.192 acres (8,346 sqft)
Owner	2 Individual Names on File
Last Sale	$108,000 (Apr 2000)
Tax Bill	$4,770 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`060/00869-053-000`

Property Details

APN / Parcel Number

Primary APN	`060/00869-053-000`
Alternative APN	`792328127021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,476 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	976 sqft
Basement Area	956 sqft
Finished Basement	500 sqft
Unfinished Basement	456 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,346 sqft (0.192 acres)
Lot Dimensions	107 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	3706 E 42ND ST
City	DES MOINES
State	IA
Zip	50317-8104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 CHRISTY LEA MANOR PLAT 4
Legal Subdivision	CHRISTY LEA MANOR PLAT 4
Legal Lot Number	3
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1001
Census Tract	102

Owner

3706 E 42nd St is owned and occupied by two individuals who bought it in April 2000.

Source: Polk County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3706 E 42ND ST, DES MOINES, IA 50317-8104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit WEST BANK
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 13, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jun 28, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 24, 2017	Grant Deed, Transfer · Conventional with PMI MARINE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2000 · Amount on File
Deed Sale	Apr 28, 2000 · Amount on File
Deed Document Number	200082249
Deed Book / Page	8482 / 68
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Sep 21, 2026
Property Address	3706 E 42ND ST, DES MOINES, IA 50317-8104
Document Number	0000058504
Book / Page	20665 / 191
Instrument Date	Sep 16, 2026
Instrument	202658504
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 E 42ND ST, DES MOINES, IA 50317-8104

Mortgage

Document Number	0000058504,
Date	Sep 21, 2026
Book Page	20665/191
Instrument	202658504

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3706 E 42ND ST, DES MOINES, IA 50317-8104
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018214
Date	Mar 8, 2022
Book Page	19014/745
Instrument	2022-00018214

Lender

Name	WEST BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2042

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3706 E 42ND ST, DES MOINES, IA 50317-8104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009428
Date	Jan 28, 2021
Book Page	18329/425
Instrument	2021-00009428

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3706 E 42ND ST, DES MOINES, IA 50317-8104
Document Number	0000065927
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3706 E 42ND ST DES MOINES IA 503178104, DES MOINES, IA 50317-8104

Mortgage

Document Number	0000065927
Date	Mar 19, 2019
Book Page	017263/000749
Instrument	65927

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3706 E 42ND ST, DES MOINES, IA 50317-8104
Document Number	0000001688
Instrument Date	Jun 28, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3706 E 42ND ST DES MOINES IA 503178104, DES MOINES, IA 50317-8104

Mortgage

Document Number	0000001688
Date	Jul 6, 2018
Book Page	016990/000798
Instrument	1688

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2048

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK IA
Recording Date	Jul 24, 2017
Property Address	3706 E 42ND ST, DES MOINES, IA 50317-8104
Document Number	0000006729
Book / Page	016575 / 000890
Instrument Date	Jul 19, 2017
Instrument	6729
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3706 E 42ND ST DES MOINES IA 503178104, DES MOINES, IA 50317-8104

Mortgage

Document Number	6731
Date	Jul 24, 2017
Book Page	016575/000894
Instrument	6731

Lender

Name	MARINE CU
Type	Credit Union
Address	LA CROSSE, WI 54603

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Interest

Rate Type	Adjustable Rate
Rate	8.49%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,900 Land $41,500 Building $232,400	$273,900 Land $41,500 Building $232,400
2024	$4,770.00
2023		$242,500 Land $36,300 Building $206,200	$242,500 Land $36,300 Building $206,200
2020	$4,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3706 E 42nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3706 E 42nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Google Fiber, T-Mobile.

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