Frederick County property record for 3706 Cool Crest Dr, Jefferson, MD 21755
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,200 sqft · built 1986 |
| Lot Size | 2.41 acres (104,980 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $28,500 (Jul 1985) |
| Tax Bill | $5,981 (2025) |
| Deeds & Mortgages | Nov 2022 Transfer Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-309373 |
| Primary APN | 14-309373 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 2,320 sqft |
| 1st Floor Area | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 104,980 sqft |
| Garage Type | Detached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 812 sqft |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Gazebo | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 309373 |
|---|---|
| Street Address | 3706 COOL CREST DR |
| City | JEFFERSON |
| State | MD |
| Zip | 21755-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 1 SECT A 2.41 AC OFF OLD MIDDLETOWN RD NORTH JEFFERSON |
| Legal Subdivision | NORTH JEFFERSON SEC A |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 14, JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 752501 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3706 COOL CREST DR, JEFFERSON, MD 21755-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2022 | Intrafamily Transfer, Transfer |
| Apr 27, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 1985 · Amount on Record |
| Deed Sale | Jul 30, 1985 · Amount on Record |
| Prior Sale | Sep 17, 1984 · Amount on Record |
| Deed Book / Page | 1292 / 467 |
| Last Transfer Date | Feb 14, 2023 |
| Transfer Doc | 1635000064 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Nov 14, 2022 |
| Property Address | 3706 COOL CREST DR, JEFFERSON, MD 21755-8418 |
| Document Number | 0162210345 |
| Book / Page | 16221 / 345 |
| Map Reference | MB 13 PG 162 |
| Instrument Date | Nov 1, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3706 COOL CREST DR, JEFFERSON, MD 21755-8418 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3706 COOL CREST DR, JEFFERSON, MD 21755-8418 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3706 COOL CREST DR, JEFFERSON, MD 21755-8418 |
| Document Number | 0158830337 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 15883/337 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 8, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $515,200 (+28.17%) | $553,000 (+25.8%) Land $182,800 Building $370,200 | |
| 2025 | $5,981.00 (+23.09%) | ||
| 2023 | $4,859.00 | $401,967 | $439,600 Land $139,100 Building $300,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018) |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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