3706 Cardiff Rd, Chevy Chase, MD 20815 Property Records

Montgomery County property record for 3706 Cardiff Rd, Chevy Chase, MD 20815

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,565 sqft · built 1956
Lot Size	0.391 acres (17,015 sqft)
Owner	2 Trust Names on File
Last Sale	$769,000 (Jan 1990)
Tax Bill	$18,030 (2025)
Deeds & Mortgages	Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-00639537`

Property Details

APN / Parcel Number

Primary APN	`07-00639537`
Alternative APN	`00639537`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,565 sqft Living Area
Gross Area	5,006 sqft
1st Floor Area	1,924 sqft
Basement Area	887 sqft
Finished Basement	887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Slate
Lot Area	17,015 sqft (0.391 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00639537
Street Address	3706 CARDIFF RD
City	CHEVY CHASE
State	MD
Zip	20815-5947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	CHEVY CHASE SEC 10
Legal Subdivision	CHEVY CHASE
Legal Block	5
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	7
Census Block Group	2
Census Block	2015
Census Tract	705100

Owner

3706 Cardiff Rd is owner-occupied and held in a trust since November 2023.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3706 CARDIFF RD, CHEVY CHASE, MD 20815-5947
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 1990 · Amount on File
Deed Sale	Jan 24, 1990 · Amount on File
Deed Book / Page	9173 / 165
Last Transfer Date	Nov 28, 2023
Transfer Doc	0676050219
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 11, 2023
Property Address	3706 CARDIFF RD, CHEVY CHASE, MD 20815-5947
Document Number	0676050219
Book / Page	67605 / 219
Map Reference	MB 51 PL 4046
Instrument Date	Nov 28, 2023
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3706 CARDIFF RD, CHEVY CHASE, MD 20815-5947

Tax Assessment & Valuation

The 2025 property tax bill for 3706 Cardiff Rd was $18,030, up 4.6% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,605,233 (+3.64%)	$1,717,900 (+10.91%) Land $922,900 Building $795,000
2025	$18,030.00 (+4.61%)	$1,548,900 Land $839,000 Building $709,900	$1,548,900 Land $839,000 Building $709,900
2024	$17,235.00
2023		$1,306,567	$1,548,900 Land $839,000 Building $709,900
2022	$13,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3706 Cardiff Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–1980)
Most Recent Claim	Jul 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3706 Cardiff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20