Manatee County property record for 3706 112th St E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,535 sqft · built 2024 |
| Lot Size | 0.355 acres (15,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $408,990 (Apr 2024) |
| Tax Bill | $2,926 (2024) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6123-0295-9 |
| Primary APN | 6123-0295-9 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,535 sqft Living Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 1,047 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,443 sqft (0.355 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3706 112TH ST E |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-2983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 118, MANDARIN GROVE PH I PI #6123.0295/9 |
| Legal Subdivision | MANDARIN GROVE PH I |
| Legal Lot Number | 118 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PARRISH |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 1915 |
3706 112th St E is owned and occupied by two individuals who bought it in April 2024.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3706 112TH ST E, PALMETTO, FL 34221-2983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit CENTRAL CREDIT UNION |
| Apr 3, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2024 · Amount on File |
| Deed Sale | Apr 3, 2024 · Amount on File |
| Deed Document Number | 202433760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 3706 112TH ST E, PALMETTO, FL 34221-2983 |
| Document Number | 0000097600 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202697600 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 3706 112TH ST E, PALMETTO, FL 34221-2983 |
| Document Number | 0000097600, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202697600 |
| Name | CENTRAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 3, 2024 |
| Property Address | 3706 112TH ST E, PALMETTO, FL 34221-2983 |
| Document Number | 0041033760 |
| Map Reference | MB 78 PGS 1 THROUGH |
| Instrument Date | Mar 29, 2024 |
| Instrument | 202441033760 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,863.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5901 N HONORE AVE STE 250, 250, SARASOTA, FL 34243-2636 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3706 112TH ST E, PALMETTO, FL 34221-2983 |
| Document Number | 0041033761 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 202441033761 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,840 (+2.7%) | $389,841 (-0.82%) Land $69,998 Building $319,843 | |
| 2025 | $211,139 | $393,067 Land $69,998 Building $323,069 | |
| 2024 | $2,926.00 | ||
| 2023 | $14,520 Land $14,520 | $14,520 Land $14,520 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3706 112th St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 229 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 229 in force |
| Nearby Flood Claims | 3 (2020–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3706 112th St E is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures