3705 Wolf Trail Dr, Abingdon, MD 21009 Property Records

Harford County property record for 3705 Wolf Trail Dr, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,548 sqft · built 2000
Lot Size	0.164 acres (7,143 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Mar 2009)
Tax Bill	$3,095 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-325434`

Property Details

APN / Parcel Number

Primary APN	`01-325434`
Alternative APNs	`1325434` `325434`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,548 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,143 sqft (0.164 acres)
Garage Type	Mixed
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	325434
Street Address	3705 WOLF TRAIL DR
City	ABINGDON
State	MD
Zip	21009-4306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3COS
Legal Description	LOT 324 7143 SF 3705 WOLF TRAIL DRIVE HARF TOWN S4 P 98/100
Legal Subdivision	HARFORD TOWN
Legal Lot Number	324
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2009
Census Tract	301703

Owner

3705 Wolf Trail Dr is owned and occupied by two individuals who bought it in March 2009.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3705 WOLF TRAIL DR, ABINGDON, MD 21009-4306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2009 · Amount on File
Deed Sale	Mar 6, 2009 · Amount on File
Prior Sale	Dec 22, 2000 · Amount on File
Deed Document Number	20091250
Deed Book / Page	8053 / 368
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	Aug 3, 2026
Property Address	3705 WOLF TRAIL DR, ABINGDON, MD 21009-4306
Document Number	1723000452
Book / Page	17230 / 452
Instrument Date	Jul 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 WOLF TRAIL DR, ABINGDON, MD 21009-4306

Mortgage

Document Number	1723000452,
Date	Aug 3, 2026
Book Page	17230/452

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 19, 2046

Interest

Rate	6.49%
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3705 Wolf Trail Dr was $3,095 with a homeowner's exemption, up 17.1% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,095.00 (+17.15%) Homeowner's exemption	$284,000 Land $87,100 Building $196,900	$284,000 Land $87,100 Building $196,900
2025	$2,642.00 Homeowner's exemption
2023		$230,300 Land $87,100 Building $143,200	$230,300 Land $87,100 Building $143,200
2022	$2,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3705 Wolf Trail Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2023)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Wolf Trail Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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