3705 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 3705 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 780 sqft · built 1965
Lot Size0.258 acres (11,238 sqft)
Owner2 Trust Names on File
Tax Bill$4 (2025)
Flood ZoneZone AE (high risk)
APN13052

Property Details

APN / Parcel Number

Primary APN13052
Alternative APN
  • 40 6

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area780 sqft Living Area
Gross Area1,088 sqft
1st Floor Area780 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1968
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,238 sqft (0.258 acres)
Garage TypeCarport
Garage Area308 sqft
CarportCarport
Carport Area308 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area80 sqft
Canopy308 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number13052
Street Address3705 WINDMILL POINT RD
CityWHITE STONE
StateVA
Zip22578-3101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionISLAND .258 AC LR15/1563
JurisdictionLANCASTER VA
Township / Civil Division3
Census Block Group2
Census Block2037
Census Tract30301

Owner

3705 Windmill Point Rd, a single family home, is held in a trust.

Source: Lancaster County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing AddressPO BOX 999, KILMARNOCK, VA 22482-0999
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3705 Windmill Point Rd was $4.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4.00$79,400 Land $13,500 Building $65,900$79,400 Land $13,500 Building $65,900
2023$333.00$53,000 Land $13,500 Building $39,500$53,000 Land $13,500 Building $39,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3705 Windmill Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation4.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 174 individual policies
Nearby Flood Policies190 units insured
incl. 16 condo units
Nearby Flood Claims28 (2003–2023)
Claims Outside the SFHA1 of 28
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 6 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Windmill Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOXWELLS
private · serves 218 people · EPA ID VA4103350
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Windmill Point Rd

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