3705 Tram Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 3705 Tram Rd, Monticello, FL 32344

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 2.5 ba · 2,700 sqft · built 2018
Lot Size	59.9 acres (2,611,858 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Aug 2016)
Tax Bill	$3,778 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2019 Loan Modification + 2 more
Flood Zone	Zone A (high risk)
APN	`32-1S-3E-0000-0013-0000`

Property Details

APN / Parcel Number

Primary APN	`32-1S-3E-0000-0013-0000`
Alternative APN	`4562`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,700 sqft Gross Area
1st Floor Area	1,800 sqft
Upper Floors Area	900 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Logs
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,611,858 sqft (59.9 acres)
Lot Width	2,611,857 ft Width
Porch	Finished/Open Porch
Porch Area	1,884 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3705 TRAM RD
City	MONTICELLO
State	FL
Zip	32344-7240
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	59.96 ACRES IN N1/2 ORB 520/78 (LESS SPLIT) & 730/722
Legal Range	03E
Legal Township	01S
Legal Section	32
Jurisdiction	JEFFERSON FL
Township / Civil Division	WACISSA
Census Block Group	2
Census Block	2040
Census Tract	250200

Owner

Source: Jefferson County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3705 TRAM RD, MONTICELLO, FL 32344-7240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Intrafamily Transfer, Transfer · FHA Mortgage SOUTHPOINT FINANCIAL SERVICES INC
Feb 14, 2019	Loan Modification, Mortgage FIRST A NAT'L BKNG ASSN
Jan 26, 2018	Loan Modification, Mortgage FARMERS & MERCHANTS NAT'L BK
Feb 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2016 · Amount on Record
Deed Sale	Aug 1, 2016 · Amount on Record
Deed Book / Page	730 / 722
Last Transfer Date	Apr 26, 2022
Transfer Doc	0008210708
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON FL
Recording Date	May 3, 2022
Property Address	3705 TRAM RD, MONTICELLO, FL 32344-7240
Document Number	0008210708
Book / Page	821 / 708
Instrument Date	Apr 26, 2022
Instrument	202233001365
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3705 TRAM RD, MONTICELLO, FL 32344-7240

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 TRAM RD, MONTICELLO, FL 32344-7240

Mortgage

Document Number	0000821711
Date	May 3, 2022
Instrument	821/711

Lender

Name	SOUTHPOINT FINANCIAL SERVICES INC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON FL
Property Address	3705 TRAM RD, MONTICELLO, FL 32344-7240
Document Number	0007650277
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 TRAM RD MONTICELLO FL 323447240, MONTICELLO, FL 32344-7240

Mortgage

Document Number	0007650277
Date	Feb 22, 2019
Book Page	000765/000277
Instrument	33000477

Lender

Name	FIRST A NAT'L BKNG ASSN

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON FL
Property Address	3705 TRAM RD, MONTICELLO, FL 32344-7240
Document Number	0007550695
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5984 TEA ROSE TRL TALLAHASSEE FL 323117747, TALLAHASSEE, FL 32311-7747

Mortgage

Document Number	0007550695
Date	Jun 13, 2018
Book Page	000755/000695
Instrument	33001646

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	TALLAHASSEE, FL 32308

Agreement

Amount	Amount Recorded

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON FL
Recording Date	Feb 27, 2017
Property Address	3705 TRAM RD, MONTICELLO, FL 32344-7240
Document Number	0007380017
Book / Page	000738 / 000017
Instrument Date	Feb 23, 2017
Instrument	33000485
Transaction Type	Construction Loan
Record Updated	May 1, 2017
Title Company	NORTH FLORIDA ABSTRACT AND TITLE, NORTH FLORIDA ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5984 TEA ROSE TRL TALLAHASSEE FL 323117747, TALLAHASSEE, FL 32311-7747

Mortgage

Document Number	7380017
Date	Feb 27, 2017
Book Page	000738/000017
Instrument	33000485

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	MONTICELLO, FL 32344

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2018

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,778.00 Homeowner's exemption	$299,619 (+2.88%)	$811,645 (-0.87%) Land $449,700 Building $361,945
2024	$3,778.00 (+2.36%) Homeowner's exemption	$291,233 (+2.91%)	$818,788 (+4.77%) Land $16,386 Building $802,402
2023	$3,691.00 (+14.77%) Homeowner's exemption	$283,009 (+11.16%)	$781,489 (+1.71%) Land $15,886 Building $765,603
2022	$3,216.00 Homeowner's exemption	$254,598	$768,316 Land $15,801 Building $752,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2008–2010)
Most Recent Claim	Jan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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