3705 Tower Dr, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 3705 Tower Dr, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 2013
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jan 2025)
Tax Bill	$1,384 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`614-01-00-099`

Property Details

APN / Parcel Number

Primary APN	`614-01-00-099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	125 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	21 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3705 TOWER DR
City	MOUNT PLEASANT
State	SC
Zip	29466-9117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -WHITE HALL TERRACE DESCRIPTION -LT 1 BLK I SECT 2
Legal Subdivision	WHITE HALL TERRACE
Legal Block	I
Legal Lot Number	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	3
Census Block	3007
Census Tract	4609

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3705 TOWER DR, MOUNT PLEASANT, SC 29466-9117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CBC NAT'L BK
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2025 · Amount on Record
Deed Sale	Jan 17, 2025 · Amount on Record
Prior Sale	Apr 4, 2014 · Amount on Record
Deed Book / Page	1290 / 548
Prior Transfer Date	Aug 27, 2008
Prior Transfer Doc	0008/0226
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3705 TOWER DR, MOUNT PLEASANT, SC 29466-9117
Transaction Type	Mortgage
Record Updated	Apr 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011570268
Date	Jan 6, 2023
Book Page	1157/268

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3705 TOWER DR, MOUNT PLEASANT, SC 29466-9117
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010550434
Date	Nov 24, 2021
Book Page	1055/434

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	CHARLOTTE, NC 28226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Sep 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3705 TOWER DR, MOUNT PLEASANT, SC 29466-9117
Document Number	0874/0723
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3705 TOWER DR MOUNT PLEASANT SC 294669117, MOUNT PLEASANT, SC 29466-9117

Mortgage

Document Number	0874/0723
Date	Apr 16, 2020
Book Page	000874/000723

Lender

Name	CBC NAT'L BK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	3705 TOWER DR, MOUNT PLEASANT, SC 29466-9117
Document Number	0696/0968
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 TOWER DR MOUNT PLEASANT SC 294669117, MOUNT PLEASANT, SC 29466-9117

Mortgage

Document Number	0696/0968
Date	Feb 5, 2018
Book Page	000696/000968

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,384.00 (+11.34%)	$326,657 (+2,775.5%) Land $89,177 Building $237,480	$552,100 (+84.03%) Land $180,700 Building $371,400
2024	$1,243.00 (+11.08%)	$11,360 (-)
2022	$1,119.00	$11,360	$300,000 (-) Land $81,900 Building $218,100
2020			$300,000 Land $81,900 Building $218,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 292 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	292 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 62% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Home Telecom.

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