3705 Timberlake Rd E, Lakeland, FL 33810 Property Records

Polk County property record for 3705 Timberlake Rd E, Lakeland, FL 33810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1972
Lot Size	0.883 acres (38,442 sqft)
Owner	2 Individual Names on File
Last Sale	$275,600 (Jun 2023)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-27-33-000000-043020`

Property Details

APN / Parcel Number

Primary APN	`23-27-33-000000-043020`
Alternative APNs	`332723000000043020` `32723000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,356 sqft Living Area
1st Floor Area	1,356 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	38,442 sqft (0.883 acres)
Lot Dimensions	197 ft deep x 196 ft wide
View / Lot	Commercial/Industrial
Porch	Unfinished Open Porch
Porch Area	128 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3705 TIMBERLAKE RD E
City	LAKELAND
State	FL
Zip	33810-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	S 196.4 FT OF N 982 FT OF E1/2 OF NW1/4 OF SW1/4 LESS W 443.6 FT BEING LOT 12 UNREC TIMBER LAKE ESTS & LESS RD R/W PER OR 1293-860
Legal Range	23E
Legal Township	27S
Legal Section	33
Legal Subdivision	MT TABOR ESTATES UNITS 1 2 AND 3
Legal Tract	000000
Legal Block	3
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	3
Census Block	3003
Census Tract	12124

Owner

3705 Timberlake Rd E is owned and occupied by two individuals who bought it in June 2023.

Source: Polk County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3705 TIMBERLAKE RD E, LAKELAND, FL 33810-2551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2019	Quit Claim Deed, Transfer · FHA Mortgage MAGNOLIA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Prior Sale	Feb 21, 2019 · Amount on File
Deed Document Number	2023145132
Deed Book / Page	12736 / 1100
Prior Transfer Date	Jan 30, 2019
Prior Transfer Doc	0107570538
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3705 TIMBERLAKE RD E, LAKELAND, FL 33810-2551
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202913
Date	Aug 4, 2021
Book Page	11833/1876
Instrument	2021202913

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Apr 1, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Feb 21, 2019
Property Address	3705 TIMBERLAKE RD E, LAKELAND, FL 33810-2551
Document Number	0107570538
Book / Page	010757 / 000538
Instrument Date	Jan 30, 2019
Instrument	35606
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Tax	$350.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 TIMBERLAKE RD E LAKELAND FL 338102551, LAKELAND, FL 33810-2551

Mortgage

Document Number	107570540
Date	Feb 21, 2019
Book Page	010757/000540
Instrument	35607

Lender

Name	MAGNOLIA BK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3705 Timberlake Rd E was $2,782.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,568 (-11%) Land $45,000 Building $146,568	$191,568 (-11%) Land $45,000 Building $146,568
2025	$2,782.00	$215,250 Land $45,000 Building $170,250	$215,250 Land $45,000 Building $170,250
2023	$1,254.00 (+4.94%)	$97,976 (+3%)	$185,277 (+6.97%) Land $24,000 Building $161,277
2022	$1,195.00 Homeowner's exemption	$95,122	$173,198 Land $20,000 Building $153,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3705 Timberlake Rd E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	19 (2017–2024)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Timberlake Rd E is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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