3705 Sundling Rd, Tower, MN 55790 Property Records

St. Louis County property record for 3705 Sundling Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 528 sqft
Lot Size	2.32 acres (101,217 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2020)
Tax Bill	$3,086 (2026)
Deeds & Mortgages	Nov 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`387-0360-00150`

Property Details

APN / Parcel Number

Primary APN	`387-0360-00150`
Alternative APN	`1099982`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	528 sqft Gross Area
1st Floor Area	528 sqft

Exterior

Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	101,217 sqft (2.32 acres)

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Storage Building	120 sqft
Boat House	200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1099982
Street Address	3705 SUNDLING RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOTS 15 AND 16 SERIAL #
Legal Subdivision	SUNDLINGS COTTAGE SITES
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1250
Census Tract	15502

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	826 HIGHLANDER TRL, HUDSON, WI 54016-7977
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Deed Document Number	20201032213
Prior Transfer Date	Oct 10, 2007
Prior Transfer Doc	0000844224
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2020
Property Address	3705 SUNDLING RD, TOWER, MN 55790
Document Number	00T1032213
Instrument Date	Sep 18, 2020
Instrument	T1032213
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$743.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 SUNDLING RD TOWER MN 55790, TOWER, MN 55790

Mortgage

Document Number	T1032214
Date	Nov 17, 2020
Instrument	T1032214

Lender

Name	NORTHVIEW BK
Type	Bank
Address	FINLAYSON, MN 55735

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 16, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,086.00 (+14.38%)
2025	$2,698.00 (-0.95%)	$361,600 (+9.81%) Land $359,600 Building $2,000	$361,600 (+9.81%) Land $359,600 Building $2,000
2024	$2,724.00	$329,300 (+18.58%) Land $328,800 Building $500	$329,300 (+18.58%) Land $328,800 Building $500
2022		$277,700 Land $277,300 Building $400	$277,700 Land $277,300 Building $400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	90 / 5

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sundling Rd

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