3705 Simpson Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3705 Simpson Ct, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 797 sqft · built 1984
Lot Size	0.063 acres (2,740 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jul 2025)
Tax Bill	$3,340 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-758-9268-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-9268-7`
Alternative APNs	`08-28-16-48760-000-1780` `281608487600001780` `162808487600001780` `R85386`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	797 sqft Living Area
Gross Area	1,188 sqft
1st Floor Area	797 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	2,740 sqft (0.063 acres)
Lot Dimensions	80 ft deep x 34 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	119 sqft
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R85386
Street Address	3705 SIMPSON CT
City	PALM HARBOR
State	FL
Zip	34684-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD75
Legal Description	LAKE ST GEORGE SOUTH UNIT II LOT 178
Legal Range	16E
Legal Township	28S
Legal Section	8
Legal Subdivision	LAKE ST GEORGE SOUTH
Legal Tract	48760
Legal Lot Number	178
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3010
Census Tract	27317

Owner

3705 Simpson Ct is owned and occupied by an individual who bought it in July 2025.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3705 SIMPSON CT, PALM HARBOR, FL 34684-4539
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 7, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 14, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	May 7, 2020 · Amount on File
Deed Document Number	2025205832
Deed Book / Page	23233 / 380
Prior Transfer Date	Aug 9, 2019
Prior Transfer Doc	0206532672
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Recording Date	Jul 27, 2026
Property Address	3705 SIMPSON CT, PALM HARBOR, FL 34684-4539
Document Number	0000198797
Book / Page	23639 / 1064
Instrument Date	Jul 18, 2026
Instrument	2026198797
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 SIMPSON CT, PALM HARBOR, FL 34684-4539

Mortgage

Document Number	0000198797,
Date	Jul 27, 2026
Book Page	23639/1064
Instrument	2026198797

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate	6.47%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3705 SIMPSON CT, PALM HARBOR, FL 34684-4539
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211942430
Date	Oct 5, 2020
Book Page	21194/2430
Instrument	2020296300

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	175 Months
Due	May 1, 2035

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 7, 2020
Property Address	3705 SIMPSON CT, PALM HARBOR, FL 34684-4539
Document Number	0210671721
Book / Page	021067 / 001721
Instrument Date	Jun 23, 2020
Instrument	201027
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1437 FORESTEDGE BLVD OLDSMAR FL 346775111, OLDSMAR, FL 34677-5111

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 7, 2020
Property Address	3705 SIMPSON CT, PALM HARBOR, FL 34684-4539
Document Number	0209932032
Book / Page	020993 / 002032
Instrument Date	Apr 22, 2020
Instrument	145909
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$931.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1437 FORESTEDGE BLVD OLDSMAR FL 346775111, OLDSMAR, FL 34677-5111

Mortgage

Document Number	209932035
Date	May 7, 2020
Book Page	020993/002035
Instrument	145910

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 6, 2035

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Aug 14, 2019
Property Address	3705 SIMPSON CT, PALM HARBOR, FL 34684-4539
Document Number	0206532672
Book / Page	20653 / 2672
Map Reference	MB 87 PG 52-55
Instrument Date	Aug 9, 2019
Instrument	2019259300
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 SIMPSON CT, PALM HARBOR, FL 34684-4539

Mortgage

Document Number	0206532674
Date	Aug 14, 2019
Instrument	20653/2674

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3705 Simpson Ct was $3,340, up 7.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,340.00 (+7.85%)
2024	$3,097.00 (+11.68%)		$201,061 (+21.53%) Land $85,763 Building $115,298
2023	$2,773.00 (+13.97%)	$165,447 (+25.23%)	$165,447 (+25.23%) Land $69,837 Building $95,610
2022	$2,433.00	$132,115	$132,115 Land $57,313 Building $74,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3705 Simpson Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (1992–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Simpson Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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