3705 S Willow Cir, Denver, CO 80237 Property Records

Denver City property record for 3705 S Willow Cir, Denver, CO 80237

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,270 sqft · built 1990
Lot Size	0.331 acres (14,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,116 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2022 Line of Credit + 1 more
APN	`07041-03-001-000`

Property Details

APN / Parcel Number

Primary APN	`07041-03-001-000`
Alternative APNs	`670504103001` `162054654`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,270 sqft Living Area
Gross Area	3,693 sqft
1st Floor Area	3,693 sqft
Basement Area	1,643 sqft
Finished Basement	577 sqft
Unfinished Basement	1,066 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Lot Area	14,400 sqft (0.331 acres)
Garage Type	Attached
Garage Area	683 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	72 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3705 S WILLOW CIR
City	DENVER
State	CO
Zip	80237-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-SU-I
Legal Description	HUTCHINSON HILLS FLG NO 5 WILLOW POINT B3 L1
Legal Subdivision	HUTCHINSON HILLS FLG NO 5
Legal Block	1
Legal Lot Number	1
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1007
Census Tract	6810

Owner

3705 S Willow Cir is owned and occupied by two individuals who acquired it in February 2002.

Source: Denver City records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3705 S WILLOW CIR, DENVER, CO 80237-1629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 22, 2002
Transfer Doc	0000040801
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3705 S WILLOW CIR, DENVER, CO 80237-1629
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 S WILLOW CIR, DENVER, CO 80237-1629

Mortgage

Document Number	0000076701
Date	Aug 10, 2023
Instrument	2023076701

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3705 S WILLOW CIR, DENVER, CO 80237-1629
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 S WILLOW CIR, DENVER, CO 80237-1629

Mortgage

Document Number	0000003905
Date	Jan 10, 2022
Instrument	2022003905

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	3705 S WILLOW CIR, DENVER, CO 80237-1629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005119
Date	Jan 12, 2021
Instrument	2021005119

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3705 S Willow Cir was $5,116.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,116.00	$73,930 Land $15,680 Building $15,680	$1,048,700 Land $222,400 Building $826,300
2023	$4,911.00	$70,090 (+95.18%) Land $11,220 Building $58,870	$1,101,100 (+113.1%) Land $222,400 Building $878,700
2022		$35,910 Land $15,460 Building $20,450	$516,700 Land $222,400 Building $294,300
2021	$2,222.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3705 S Willow Cir; there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 S Willow Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile.

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