3705 Reddington Cir, Elgin, IL 60124 Property Records

Kane County property record for 3705 Reddington Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on Record
Last Sale$500,000 (Mar 2024)
Tax Bill$10 (2025)
Deeds & MortgagesNov 2025 Mortgage
Mar 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-01-311-005

Property Details

APN / Parcel Number

Primary APN05-01-311-005

Location & Zoning

Street Address3705 REDDINGTON CIR
CityELGIN
StateIL
Zip60124-4377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD G & I LT 921
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number921
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2031
Census Tract850711

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4525 NASHVILLE AVE, EL PASO, TX 79903-1223
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Mar 28, 2024Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Dec 30, 2022Warranty Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC
Aug 9, 2022Special Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 2024 · Amount on Record
Deed SaleMar 28, 2024 · Amount on Record
Prior SaleDec 30, 2022 · Amount on Record
Deed Document Number202410007
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3705 REDDINGTON CIR, ELGIN, IL 60124-4377
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3705 REDDINGTON CIR, ELGIN, IL 60124-4377

Mortgage

Document Number0000045580
DateNov 17, 2025
Instrument2025K045580
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate TypeFixed Rate
Rate5.25%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateMar 28, 2024
Property Address3705 REDDINGTON CIR, ELGIN, IL 60124-4377
Document Number0000010007
Map ReferenceDOC 2019K044520
Instrument DateMar 11, 2024
Instrument2024K010007
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3705 REDDINGTON CIR, ELGIN, IL 60124-4377

Mortgage

Document Number0000010008
DateMar 28, 2024
Instrument2024K010008
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054
Interest
Rate TypeFixed Rate
Rate6.25%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 30, 2022
Property Address3705 REDDINGTON CIR, ELGIN, IL 60124-4377
Document Number0000060586
Map ReferenceDOC 2019K044520
Instrument DateDec 27, 2022
Instrument2022K060586
Transaction TypeTransfer
Record UpdatedAug 29, 2023
Title CompanyNOT AVAILABLE, NVR TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$478.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3705 REDDINGTON CIR, ELGIN, IL 60124-4377

Mortgage

Document Number0000060587
DateDec 30, 2022
Instrument2022K060587
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053
Interest
Rate TypeFixed Rate
Rate4.87%

August 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateAug 9, 2022
Property Address3705 REDDINGTON CIR, ELGIN, IL 60124-4377
Document Number0000040335
Map ReferenceDOC 2019K044520
Instrument DateAug 8, 2022
Instrument2022K040335
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

AmountAmount Recorded
Tax$72.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 E DIEHL RD STE 120, 120, NAPERVILLE, IL 60563-2664
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10.00
2024$10.00 (-92.54%)$154,339 (+11,654.68%) Land $27,638 Building $126,701$463,202 (+11,659.38%) Land $82,947 Building $380,255
2022$134.00 (-0.74%)$1,313 (+3.55%) Land $1,313$3,939 (+3.55%) Land $3,939
2021$135.00$1,268 Land $1,268$3,804 Land $3,804

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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