3705 Post Woods Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 3705 Post Woods Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,236 sqft · built 1999
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,328 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T991700007`

Property Details

APN / Parcel Number

Primary APN	`T991700007`
Alternative APN	`4-0036-8014-00-0134.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	4,692 sqft
1st Floor Area	2,092 sqft
Basement Area	2,072 sqft
Finished Basement	144 sqft
Unfinished Basement	1,928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	83 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T991700007
Street Address	3705 POST WOODS CT
City	O FALLON
State	MO
Zip	63368-7059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POST MEADOWS #2 LOT 134
Legal Subdivision	POST MEADOWS #2
Legal Lot Number	134
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1024
Census Tract	311153

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3705 POST WOODS CT, O FALLON, MO 63368-7059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Feb 28, 2024	Warranty Deed, Transfer CONTINENTAL, CONTINENTAL TITLE COMPANY
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2024
Deed Sale	Feb 28, 2024
Prior Sale	Aug 23, 2022 · Amount on Record
Deed Document Number	20247398
Prior Transfer Date	Apr 19, 2022
Prior Transfer Doc	0000002948
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3705 POST WOODS CT, O FALLON, MO 63368-7059
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 POST WOODS CT, O FALLON, MO 63368-7059

Mortgage

Document Number	0000009339
Date	Mar 13, 2024
Instrument	2024R-009339

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3705 POST WOODS CT, O FALLON, MO 63368-7059
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076651
Date	Sep 14, 2021
Instrument	2021R-076651

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 28, 2024
Property Address	3705 POST WOODS CT, O FALLON, MO 63368-7059
Document Number	0000007398
Map Reference	MB 35 PG 116
Instrument Date	Feb 22, 2024
Instrument	2024R-007398
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31342 SAFARI DR, WRIGHT CITY, MO 63390-2164

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3705 POST WOODS CT, O FALLON, MO 63368-7059

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 23, 2022
Property Address	3705 POST WOODS CT, O FALLON, MO 63368-7059
Document Number	0000046596
Map Reference	MB 35 PG 116
Instrument Date	Aug 22, 2022
Instrument	2022R-046596
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31342 SAFARI DR, WRIGHT CITY, MO 63390-2164

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3705 POST WOODS CT, O FALLON, MO 63368-7059

Mortgage

Document Number	0000046597
Date	Aug 23, 2022
Instrument	2022R-046597

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,255 (-)	$422,397 (-) Land $75,000 Building $347,397
2025	$5,328.00	$80,255 (+6.69%)	$422,397 (+6.69%) Land $75,000 Building $347,397
2023		$75,224
2022			$395,918 Land $50,000 Building $345,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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