3705 N Ely Rd, Spokane Valley, WA 99212 Property Records

Spokane County property record for 3705 N Ely Rd, Spokane Valley, WA 99212

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,691 sqft · built 1952
Lot Size	0.243 acres (10,585 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2026)
Tax Bill	$3,880 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45063.2503`

Property Details

APN / Parcel Number

Primary APN	`45063.2503`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,691 sqft Living Area
1st Floor Area	1,691 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,585 sqft (0.243 acres)
Lot Dimensions	141 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Patio Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3705 N ELY RD
City	SPOKANE VALLEY
State	WA
Zip	99212-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ORCHARD AVE ADD S75FT B22
Legal Range	44E
Legal Township	25N
Legal Section	06
Legal Subdivision	ORCHARD AVE ADD
Legal Block	22
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1014
Census Tract	11500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3705 N ELY RD, SPOKANE VALLEY, WA 99212-1929
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Aug 20, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage WHEATLAND BANK
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 4, 2019	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	20267509786
Prior Transfer Date	Aug 19, 2026
Prior Transfer Doc	0007509854
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 20, 2026
Property Address	3705 N ELY RD, SPOKANE VALLEY, WA 99212-1929
Document Number	0007509786
Instrument Date	Aug 19, 2026
Instrument	20267509786
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566,105.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3705 N ELY RD, SPOKANE VALLEY, WA 99212-1929

Mortgage

Document Number	0007509855,
Date	Aug 20, 2026
Instrument	20267509855

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 20, 2026
Property Address	3705 N ELY RD, SPOKANE VALLEY, WA 99212-1929
Document Number	0007509854
Instrument Date	Aug 19, 2026
Instrument	20267509854
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,010.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3705 N ELY RD, SPOKANE VALLEY, WA 99212-1929

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 3, 2021
Property Address	3705 N ELY RD, SPOKANE VALLEY, WA 99212-1929
Document Number	0007122394
Map Reference	VOL M PG 24&25
Instrument Date	Aug 31, 2021
Instrument	7122394
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,061.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 N ELY RD, SPOKANE VALLEY, WA 99212-1929

Mortgage

Document Number	0007122395
Date	Sep 3, 2021
Instrument	7122395

Lender

Name	WHEATLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3705 N ELY RD, SPOKANE VALLEY, WA 99212-1929
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007021134
Date	Jan 13, 2021
Instrument	7021134

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 4, 2019
Property Address	3705 N ELY RD, SPOKANE VALLEY, WA 99212-1929
Document Number	0006810655
Map Reference	VOL M PG 24
Instrument Date	Jun 3, 2019
Instrument	6810655
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,814.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 N ELY RD, SPOKANE VALLEY, WA 99212-1929

Mortgage

Document Number	0006810656
Date	Jun 4, 2019
Instrument	6810656

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0006810657
Date	Jun 4, 2019
Instrument	6810657

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	West Valley School District (Spokane) (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,880.00 (+0.73%)	$308,700 (-2.92%) Land $115,000 Building $193,700	$308,700 (-2.92%) Land $115,000 Building $193,700
2025	$3,852.00 (+5.45%)
2024		$318,000 (+35.61%) Land $70,000 Building $248,000	$318,000 (+35.61%) Land $70,000 Building $248,000
2023	$3,653.00 (+12.26%)	$234,500 Land $45,000 Building $189,500	$234,500 Land $45,000 Building $189,500
2022	$3,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORCHARD AVENUE IRRIGATION DIST 6 serves 4,330 people · EPA ID WA5364000
Water Source	Groundwater
Last State Inspection	Aug 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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