3705 Munsey St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 3705 Munsey St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,234 sqft · built 1956
Lot Size	0.166 acres (7,250 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Mar 2004)
Tax Bill	$5,548 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Feb 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01228403`

Property Details

APN / Parcel Number

Primary APN	`13-01228403`
Alternative APN	`01228403`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,234 sqft Living Area
1st Floor Area	1,424 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	7,250 sqft (0.166 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01228403
Street Address	3705 MUNSEY ST
City	SILVER SPRING
State	MD
Zip	20906-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	CONN AVE EST
Legal Subdivision	CONN AVE EST
Legal Block	97
Legal Lot Number	8
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2020
Census Tract	703402

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3705 MUNSEY ST, SILVER SPRING, MD 20906-5115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIGNAL FINANCIAL FCU
Feb 1, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIGNAL FINANCIAL FCU
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2004 · Amount on Record
Deed Sale	Mar 11, 2004 · Amount on Record
Deed Document Number	2004299251
Deed Book / Page	26830 / 581
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3705 MUNSEY ST, SILVER SPRING, MD 20906-5115
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 MUNSEY ST, SILVER SPRING, MD 20906-5115

Mortgage

Document Number	0667130198
Date	Feb 3, 2023
Book Page	66713/198

Lender

Name	SIGNAL FINANCIAL FCU
Type	Credit Union
Address	KENSINGTON, MD 20895

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2033

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3705 MUNSEY ST, SILVER SPRING, MD 20906-5115
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 MUNSEY ST, SILVER SPRING, MD 20906-5115

Mortgage

Document Number	0667040258
Date	Feb 1, 2023
Book Page	66704/258

Lender

Name	SIGNAL FINANCIAL FCU
Type	Credit Union
Address	KENSINGTON, MD 20895

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2033

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	3705 MUNSEY ST, SILVER SPRING, MD 20906-5115
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	SETTLEMENT MATTERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 MUNSEY ST, SILVER SPRING, MD 20906-5115

Mortgage

Document Number	0606480050
Date	Oct 2, 2020
Book Page	60648/50

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution
Address	MIDDLETOWN, MD 21769

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,167 (+4.92%)	$540,500 (+14.76%) Land $197,800 Building $342,700
2025	$5,548.00 (+38.49%)	$471,000 (+17.34%) Land $197,800 Building $273,200	$471,000 (-) Land $197,800 Building $273,200
2023		$401,400	$471,000 Land $197,800 Building $273,200
2022	$4,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1979)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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