3705 Morgan Ct, Steger, IL 60475 Property Records

Will County property record for 3705 Morgan Ct, Steger, IL 60475

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,946 sqft · built 1981
Lot Size	0.17 acres (7,283 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (May 2022)
Tax Bill	$4,448 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-15-05-302-027`

Property Details

APN / Parcel Number

Primary APN	`23-15-05-302-027`
Alternative APN	`15053020270000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,946 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Split Level
Lot Area	7,283 sqft (0.17 acres)

Location & Zoning

Street Address	3705 MORGAN CT
City	STEGER
State	IL
Zip	60475-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 IN MACH'S ADDN TO STEGER UNIT 1, BEING A SUB OF PRT OF THE E1/2 OF THE SW1/4 OF SEC 5, T34N-R14E
Legal Range	14E
Legal Township	34N
Legal Section	05
Legal Subdivision	MACHS ADDITION TO STEGER UNIT #1
Legal Lot Number	3
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	CRETE
Census Block Group	3
Census Block	3015
Census Tract	883700

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3705 MORGAN CT, STEGER, IL 60475-1529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Jun 4, 2020	Warranty Deed, Transfer · Conventional with PMI HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on Record
Deed Sale	May 25, 2022 · Amount on Record
Prior Sale	Jun 4, 2020 · Amount on Record
Deed Document Number	202241159
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3705 MORGAN CT, STEGER, IL 60475-1529
Transaction Type	Mortgage
Record Updated	Jun 3, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041160
Date	May 25, 2022
Instrument	R2022041160

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.87%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 4, 2020
Property Address	3705 MORGAN CT, STEGER, IL 60475-1529
Document Number	0000042736
Instrument Date	Mar 25, 2020
Instrument	42736
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	448 HERMAN ST CRETE IL 604172975, CRETE, IL 60417-2975

Mortgage

Document Number	42737
Date	Jun 4, 2020
Instrument	42737

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Crete Township
Municipality	Steger Village
Secondary School District	Bloom Township High School District 206 (09 - 12)
Elementary School District	Steger School District 194 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,448.00 (-6.46%)
2024	$4,755.00 (-8.73%)	$69,400 (+26.01%) Land $8,477 Building $60,923	$208,200 (+26.01%) Land $25,431 Building $182,769
2022	$5,210.00 Homeowner's exemption Senior Citizen's exemption	$55,074 Land $6,727 Building $48,347	$165,222 Land $20,181 Building $145,041

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEGER serves 9,700 people · EPA ID IL0314860
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: AT&T.

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