3705 Lone Fox Ct, Milton, FL 32571 Property Records

Santa Rosa County property record for 3705 Lone Fox Ct, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 2018
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Mar 2023)
Tax Bill	$2,356 (2024)
Deeds & Mortgages	May 2024 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-1N-29-1668-00D00-0140`

Property Details

APN / Parcel Number

Primary APN	`05-1N-29-1668-00D00-0140`
Alternative APN	`N29105166800D000140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,561 sqft Living Area
Gross Area	2,125 sqft
1st Floor Area	1,561 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	5,968 sqft (0.137 acres)
Garage Type	Attached
Garage Area	381 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	15 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3705 LONE FOX CT
City	MILTON
State	FL
Zip	32571-9665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HAWKS LANDING PHS 1 LOT 14 BLK D AS DES IN OR 4380 PG 1278
Legal Range	29W
Legal Township	1N
Legal Section	05
Legal Subdivision	HAWKS LANDING I-III
Legal Block	D
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1008
Census Tract	10301

Owner

3705 Lone Fox Ct is owned and occupied by an individual who bought it in March 2023.

Source: Santa Rosa County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	3705 LONE FOX CT, MILTON, FL 32571-9665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 30, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROGRESS BANK & TRUST
May 30, 2018	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on File
Deed Sale	Mar 30, 2023 · Amount on File
Prior Sale	May 30, 2018 · Amount on File
Deed Document Number	202313561
Deed Book / Page	4380 / 1278
Prior Transfer Date	Feb 25, 2021
Prior Transfer Doc	0040820861
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3705 LONE FOX CT, PACE, FL 32571-9665
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 LONE FOX CT, MILTON, FL 32571-9665

Mortgage

Document Number	0045030736
Date	May 17, 2024
Book Page	4503/736
Instrument	202421997

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 30, 2023
Property Address	3705 LONE FOX CT, PACE, FL 32571-9665
Document Number	0043801278
Book / Page	4380 / 1278
Map Reference	MB 12 PG 45&46
Instrument Date	Mar 24, 2023
Instrument	202313561
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CLEAR TTL OF NORTHWEST FL LL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2911 PAHOKEE TRCE, BIRMINGHAM, AL 35243-2627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 LONE FOX CT, PACE, FL 32571-9665

Mortgage

Document Number	0043801280
Date	Mar 30, 2023
Instrument	4380/1280

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 5, 2021
Property Address	3705 LONE FOX CT, PACE, FL 32571-9665
Document Number	0040820861
Book / Page	4082 / 861
Map Reference	MB 12 PG 45&46
Instrument Date	Feb 25, 2021
Instrument	202114666
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	EMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3705 LONE FOX CT, PACE, FL 32571-9665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 LONE FOX CT, PACE, FL 32571-9665

Mortgage

Document Number	0004082862
Date	Mar 5, 2021
Instrument	4082/862

Lender

Name	PROGRESS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

May 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 30, 2018
Property Address	3705 LONE FOX CT, PACE, FL 32571-9665
Document Number	0037320728
Book / Page	3732 / 0728
Map Reference	MB12 PG45&46
Instrument Date	May 25, 2018
Instrument	201821960
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,358.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 LONE FOX CT, MILTON, FL 32571-9665

Mortgage

Document Number	0201821961
Date	May 30, 2018
Instrument	201821961

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,293 (-2.54%) Land $40,000 Building $187,293	$227,293 (-2.54%) Land $40,000 Building $187,293
2024	$2,356.00 (+35.48%) Homeowner's exemption Disabled Person's exemption	$233,224 (+35.26%) Land $40,000 Building $193,224	$233,224 (+2.18%) Land $40,000 Building $193,224
2023	$1,739.00 (+2.9%) Homeowner's exemption	$172,427 (+3%)	$228,244 (+6.73%) Land $37,000 Building $191,244
2022	$1,690.00 Homeowner's exemption	$167,405	$213,852 Land $37,000 Building $176,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3705 Lone Fox Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Lone Fox Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable	2,000 / 1,000

May also be available: Verizon.

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