3705 Lenore Way, North Highlands, CA 95660 Property Records

Sacramento County property record for 3705 Lenore Way, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 940 sqft · built 1991
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Aug 2017)
Tax Bill	$2,719 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228-0241-009-0000`

Property Details

APN / Parcel Number

Primary APN	`228-0241-009-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	940 sqft Living Area
1st Floor Area	940 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3705 LENORE WAY
City	NORTH HIGHLANDS
State	CA
Zip	95660-5207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-10
Legal Description	E 60.50 FT OF S 72 FT OF LOT 54, MCCLELLAN GARDENS. CONTG 4,356SQ FT M/L.
Legal Subdivision	MCCLELLAN GARDENS
Legal Lot Number	54
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	7413

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3705 LENORE WAY, NORTH HIGHLANDS, CA 95660-5207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jul 8, 2019	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Aug 2, 2017	Grant Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Prior Sale	Dec 23, 2016 · Amount on Record
Deed Book / Page	20170802 / 1299
Prior Transfer Date	Mar 16, 1994
Prior Transfer Doc	9403001995
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3705 LENORE WAY, NORTH HIGHLANDS, CA 95660-5207
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 LENORE WAY, NORTH HIGHLANDS, CA 95660-5207

Mortgage

Document Number	0000002159
Date	Feb 23, 2021
Instrument	202102232159

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3705 LENORE WAY, NORTH HIGHLANDS, CA 95660-5207
Document Number	1907090995
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 LENORE WAY NORTH HIGHLANDS CA 956605207, NORTH HIGHLANDS, CA 95660-5207

Mortgage

Document Number	1907090995
Date	Jul 9, 2019
Instrument	1907090995

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 2, 2017
Property Address	3705 LENORE WAY, NORTH HIGHLANDS, CA 95660-5207
Document Number	1708021299
Instrument Date	Jul 26, 2017
Instrument	1708021299
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 LENORE WAY NORTH HIGHLANDS CA 956605207, NORTH HIGHLANDS, CA 95660-5207

Mortgage

Document Number	1708021300
Date	Aug 2, 2017
Instrument	1708021300

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$234,431 (+2%) Land $55,705 Building $178,726
2025	$2,719.00 (+5.06%)	$229,835 (+4.04%) Land $54,613 Building $175,222
2024	$2,588.00 (-0.69%)
2023	$2,606.00 (+6.28%)	$220,913 Land $52,494 Building $168,419
2022	$2,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1986–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, unWired Broadband, Verizon.

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