3705 Henderson Pl, Millbrook, AL 36054 Property Records

Elmore County property record for 3705 Henderson Pl, Millbrook, AL 36054

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,192 sqft · built 1988
Lot Size	0.516 acres (22,489 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Oct 2022)
Tax Bill	$649 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-33-0-004-015.013`

Property Details

APN / Parcel Number

Primary APN	`15-08-33-0-004-015.013`
Alternative APN	`586010`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,489 sqft (0.516 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3705 HENDERSON PL
City	MILLBROOK
State	AL
Zip	36054-2908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK D COTTAGE BROOK SUB #1 9/77
Legal Range	17E
Legal Township	18N
Legal Section	33
Legal Subdivision	COTTAGE BROOK SUB
Legal Block	D
Legal Lot Number	5
Jurisdiction	ELMORE AL
Township / Civil Division	ELMORE
Census Block Group	1
Census Block	1017
Census Tract	31100

Owner

3705 Henderson Pl is owned and occupied by an individual who bought it in October 2022.

Source: Elmore County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3705 HENDERSON PL, MILLBROOK, AL 36054-2908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE PROS
Nov 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Oct 7, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2022 · Amount on File
Deed Sale	Oct 7, 2022 · Amount on File
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Recording Date	Aug 31, 2026
Property Address	3705 HENDERSON PL, MILLBROOK, AL 36054-2908
Document Number	0000713449
Book / Page	2026 / 54789
Instrument Date	Feb 16, 2026
Instrument	2026713449
Transaction Type	Mortgage
Record Updated	Sep 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 HENDERSON PL, MILLBROOK, AL 36054-2908

Mortgage

Document Number	0000713449,
Date	Aug 31, 2026
Book Page	2026/54789
Instrument	2026713449

Lender

Name	MORTGAGE PROS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	3705 HENDERSON PL, MILLBROOK, AL 36054-2908
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 HENDERSON PL, MILLBROOK, AL 36054-2908

Mortgage

Document Number	2023/50719
Date	Nov 3, 2023
Book Page	2023/50719

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	3705 HENDERSON PL, MILLBROOK, AL 36054-2908
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 HENDERSON PL, MILLBROOK, AL 36054-2908

Mortgage

Document Number	2022/66436
Date	Nov 10, 2022
Book Page	2022/66436

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Oct 7, 2022
Property Address	3705 HENDERSON PL, MILLBROOK, AL 36054-2908
Document Number	2022/60689
Book / Page	2022 / 60689
Map Reference	MB 9 PG 77
Instrument Date	Oct 7, 2022
Transaction Type	Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3705 HENDERSON PL, 3705, MILLBROOK, AL 36054-2908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 HENDERSON PL, MILLBROOK, AL 36054-2908

Mortgage

Document Number	0202260692
Date	Oct 7, 2022
Instrument	2022/60692

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	3705 HENDERSON PL, MILLBROOK, AL 36054-2908
Transaction Type	Mortgage
Record Updated	Oct 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/52963
Date	Oct 2, 2019
Book Page	2019/52963

Lender

Name	REGIONS BANK
Type	Bank
Address	MILLBROOK, AL 36054

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Sep 18, 2034

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Municipality	Millbrook City
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$12,340 (-43.03%)	$123,300 (-) Land $30,000 Building $93,300
2024	$649.00 (-17.74%)	$21,660 (+75.67%)	$123,300 (-) Land $30,000 Building $93,300
2023	$789.00 (+139.82%)	$12,330 (-2.14%) Land $3,000 Building $9,330	$123,300 (-2.14%) Land $30,000 Building $93,300
2022	$329.00	$12,600 Land $3,000 Building $9,600	$126,000 Land $30,000 Building $96,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3705 Henderson Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Henderson Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLBROOK UTILITIES serves 5,451 people · EPA ID AL0000539
Water Source	Purchased surface water from FIVE STAR WATER SUPPLY DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Access.

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