Calvert County property record for 3705 Harbor Rd, Chesapeake Beach, MD 20732
| Property Type | Commercial |
|---|---|
| Lot Size | 6.24 acres (271,814 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $32,500 (Feb 1986) |
| Tax Bill | $2,881 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Sep 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 03-114503 |
| Primary APN | 03-114503 |
|---|---|
| Alternative APNs |
|
| Lot Area | 271,814 sqft (6.24 acres) |
|---|---|
| View / Lot | Waterfront |
| Sewer | Connected |
|---|
| Account Number | 114503 |
|---|---|
| Street Address | 3705 HARBOR RD |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | MCR |
| Legal Description | 6.24 AC FISHING CREEK ADDT ABNERS MARINA |
| Legal Subdivision | FISHING CREEK ADD |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 860402 |
3705 Harbor Rd, a commercial property, is held in a trust since August 2018.
Source: Calvert County records, as of July 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 999, CHESAPEAKE BEACH, MD 20732-0999 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 28, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 1986 · Amount on File |
| Deed Sale | Feb 14, 1986 · Amount on File |
| Deed Book / Page | 957 / 152 |
| Last Transfer Date | Aug 15, 2018 |
| Transfer Doc | 0052590320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 30, 2026 |
| Property Address | 3705 HARBOR RD, CHESAPEAKE BEACH, MD 20732 |
| Document Number | 6928000242 |
| Book / Page | 6928 / 242 |
| Instrument Date | Jun 25, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 28, 2018 |
| Property Address | 3705 HARBOR RD, CHESAPEAKE BEACH, MD 20732 |
| Document Number | 0052590320 |
| Book / Page | 005259 / 000320 |
| Instrument Date | Aug 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 999 CHESAPEAKE BEACH MD 207320999, CHESAPEAKE BEACH, MD 20732-0999 |
The 2025 property tax bill for 3705 Harbor Rd was $2,881.
Source: Calvert County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Municipality | Chesapeake Beach Town |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,881.00 | $276,800 Land $198,500 Building $78,300 | $276,800 Land $198,500 Building $78,300 |
| 2023 | $2,682.00 | $268,067 | $276,800 Land $198,500 Building $78,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3705 Harbor Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 9 (1981–2022) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3705 Harbor Rd is moderate, ranking above 46% of the US, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 86% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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