3705 Groves Rd, Lima, OH 45805 Property Records

Allen County property record for 3705 Groves Rd, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,604 sqft · built 1990
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Trust Names on File
Last Sale	$169,733 (Nov 2018)
Tax Bill	$4,810 (2025)
Deeds & Mortgages	Apr 2021 Transfer Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`46-0902-01-005.000`

Property Details

APN / Parcel Number

Primary APN	`46-0902-01-005.000`
Alternative APN	`L3546090201005000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,604 sqft Living Area
Gross Area	3,944 sqft
1st Floor Area	1,604 sqft
Basement Area	1,604 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	66,211 sqft (1.52 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	272 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3705 GROVES RD
City	LIMA
State	OH
Zip	45805-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW 1/4 RTS 06-04-09 NSRNT
Jurisdiction	ALLEN OH
Township / Civil Division	SHAWNEE
Census Block Group	1
Census Block	1001
Census Tract	12000

Owner

3705 Groves Rd is owner-occupied and held in a trust since August 2024.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3705 GROVES RD, LIMA, OH 45805-3908
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Transfer on Death Deed, Transfer
Jan 14, 2021	Transfer on Death Deed, Transfer
Jan 13, 2021	Intrafamily Transfer, Transfer
Aug 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU
Nov 29, 2018	Deed with Mortgage, Transfer · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2018 · Amount on File
Deed Sale	Nov 29, 2018 · Amount on File
Prior Sale	Apr 12, 1990 · Amount on File
Deed Document Number	201813368
Deed Book / Page	2018 / 13368
Last Transfer Date	Aug 27, 2024
Transfer Doc	0000008455
Record Updated	Sep 20, 2026

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Apr 22, 2021
Property Address	3705 GROVES RD, LIMA, OH 45805-3908
Document Number	4220005360
Book / Page	2021 / 5360
Instrument Date	Apr 22, 2021
Instrument	202104220005360
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3705 GROVES RD, LIMA, OH 45805-3908

January 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 14, 2021
Property Address	3705 GROVES RD, LIMA, OH 45805-3908
Document Number	1140000571
Book / Page	2021 / 571
Instrument Date	Jan 14, 2021
Instrument	202101140000571
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 GROVES RD, LIMA, OH 45805-3908

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Jan 13, 2021
Property Address	3705 GROVES RD, LIMA, OH 45805-3908
Document Number	1130000521
Book / Page	2021 / 521
Instrument Date	Jan 13, 2021
Instrument	202101130000521
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 GROVES RD, LIMA, OH 45805-3908

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3705 GROVES RD, LIMA, OH 45805-3908
Document Number	0000008276
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 GROVES RD LIMA OH 458053908, LIMA, OH 45805-3908

Mortgage

Document Number	0000008276
Date	Aug 13, 2019
Instrument	8276

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 12, 2034

November 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ALLEN OH
Recording Date	Nov 29, 2018
Property Address	3705 GROVES RD, LIMA, OH 45805-3908
Document Number	0000013368
Book / Page	002018 / 013369
Instrument Date	Nov 27, 2018
Instrument	13368
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$509.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3705 GROVES RD LIMA OH 458053908, LIMA, OH 45805-3908

Mortgage

Document Number	13369
Date	Nov 29, 2018
Book Page	002018/013369
Instrument	13369

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 28, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3705 Groves Rd was $4,810, up % from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Shawnee Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,810.00 (+0.04%)	$98,250 (-) Land $20,020 Building $78,230	$280,700 (-) Land $57,200 Building $223,500
2024	$4,808.00 (+25.57%) Homeowner's exemption	$98,250 (+42.99%) Land $20,020 Building $78,230	$280,700 Land $57,200 Building $223,500
2023	$3,829.00 (-1.06%) Homeowner's exemption	$68,710 (-) Land $14,000 Building $54,710
2022	$3,870.00 Homeowner's exemption	$68,710 Land $14,000 Building $54,710
2021			$196,300 Land $40,000 Building $156,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3705 Groves Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2008–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Groves Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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