3705 Gaviota Dr, Ruskin (Sun City Center), FL 33573 Property Records

Hillsborough County property record for 3705 Gaviota Dr, Ruskin, FL 33573

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,467 sqft · built 1988
Lot Size	0.383 acres (16,694 sqft)
Owner	2 Company Names on File
Tax Bill	$908 (2025)
Deeds & Mortgages	May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`054953-5040`

Property Details

APN / Parcel Number

Primary APN	`054953-5040`
Alternative APN	`U1132191UP000004000380`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,467 sqft Living Area
Gross Area	5,197 sqft
1st Floor Area	973 sqft
2nd Floor Area	3,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	16,694 sqft (0.383 acres)
Lot Dimensions	127 ft deep x 110 ft wide

Exterior Amenities

Pool Area	480 sqft
Porch	Open Porch
Porch Area	342 sqft
Deck Area	288 sqft
Patio Area	1,652 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0549535040
Street Address	3705 GAVIOTA DR
City	SUN CITY CENTER
State	FL
Zip	33573-6713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LA PALOMA VILLAGE UNIT 1 LOT 38 BLOCK 4
Legal Range	19E
Legal Township	32S
Legal Section	11
Legal Subdivision	LA PALOMA VILLAGE UNIT 1
Legal Tract	1UP
Legal Block	4
Legal Lot Number	38
Legal Unit	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	1
Census Block	1014
Census Tract	14009

Owner

3705 Gaviota Dr is owned by a company that acquired it in April 2022.

Source: Hillsborough County records, as of September 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	3705 GAVIOTA DR, SUN CITY CENTER, FL 33573-6713
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 28, 2022
Transfer Doc	0000254324
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 17, 2022
Property Address	3705 GAVIOTA DR, RUSKIN, FL 33573-6713
Document Number	0000254324
Map Reference	MB 65 PG 24
Instrument Date	Apr 28, 2022
Instrument	2022254324
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3705 GAVIOTA DR, 3705, RUSKIN, FL 33573-6713

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 3705 Gaviota Dr was $908.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,523 (+2.7%)	$465,400 (-9.96%) Land $105,484 Building $359,916
2025	$908.00 Disabled Person's exemption	$286,780	$516,875 Land $131,855 Building $385,020
2023	$1,011.00 (+14.5%) Disabled Person's exemption	$270,581 (+3%)	$496,542 (+7.68%) Land $105,484 Building $391,058
2022	$883.00 Disabled Person's exemption	$262,700	$461,141 Land $92,299 Building $368,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3705 Gaviota Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2000–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Gaviota Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20