3705 Freestone Ct, Louisville, KY 40218 Property Records

Louisville/Jefferson County Metro Government property record for 3705 Freestone Ct, Louisville, KY 40218

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,308 sqft · built 1986
Lot Size	0.213 acres (9,296 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Aug 2015)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22226800110000`

Property Details

APN / Parcel Number

Primary APN	`22226800110000`
Alternative APNs	`226800110000` `00157850`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Finished Area
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,296 sqft (0.213 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00157850
Street Address	3705 FREESTONE CT
City	LOUISVILLE
State	KY
Zip	40218-2791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	LOT 11 BRECKENRIDGE ORCHARD SUBDIVISION PB.35, PG.26, 0.2134 AC +/- OFF: 0044-0179-0000
Legal Subdivision	BRECKENRIDGE ORCHARD
Legal Lot Number	11
Jurisdiction	JEFFERSON KY
Township / Civil Division	SOUTHEAST JEFFERSON
Census Block Group	1
Census Block	1000
Census Tract	11005

Owner

3705 Freestone Ct is owned by an individual who acquired it in June 2026.

Source: Louisville/Jefferson County Metro Government records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4420 PINNACLE VIEW PL, LOUISVILLE, KY 40272-5602
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 19, 2018	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2015 · Amount on File
Deed Sale	Aug 20, 2015 · Amount on File
Deed Document Number	2015111334
Deed Book / Page	10454 / 922
Last Transfer Date	Jun 9, 2026
Transfer Doc	0000078034
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Jul 1, 2026
Property Address	3705 FREESTONE CT, LOUISVILLE, KY 40218-2791
Document Number	0000078034
Book / Page	13362 / 436
Instrument Date	Jun 9, 2026
Instrument	202678034
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 PINNACLE VIEW PL, LOUISVILLE, KY 40272-5602

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3705 FREESTONE CT, LOUISVILLE, KY 40218-2791
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038874
Date	Feb 18, 2021
Book Page	17165/173
Instrument	2021038874

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	326 Months
Due	Apr 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3705 FREESTONE CT, LOUISVILLE, KY 40218-2791
Document Number	0163920445
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 FREESTONE CT LOUISVILLE KY 402182791, LOUISVILLE, KY 40218-2791

Mortgage

Document Number	0163920445
Date	Mar 3, 2020
Book Page	016392/000445
Instrument	45390

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Mar 2, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3705 FREESTONE CT, LOUISVILLE, KY 40218-2791
Document Number	0154320823
Instrument Date	Feb 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 FREESTONE CT LOUISVILLE KY 402182791, LOUISVILLE, KY 40218-2791

Mortgage

Document Number	0154320823
Date	Mar 2, 2018
Book Page	015432/000823
Instrument	50206

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3705 Freestone Ct was $2,022.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,022.00	$180,410 Land $35,000 Building $145,410
2024			$180,410 (+31.21%) Land $35,000 Building $145,410
2023	$1,619.00 (-0.37%)	$137,500 (-) Land $28,000 Building $109,500	$137,500 (-) Land $28,000 Building $109,500
2022	$1,625.00	$137,500 Land $28,000 Building $109,500	$137,500 Land $28,000 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3705 Freestone Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	16 (1989–2025)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Oct 2025 · other causes
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Freestone Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: BluegrassNet.

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