3705 E Smith Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 3705 E Smith Rd, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,369 sqft · built 1964
Lot Size10.7 acres (469,577 sqft)
Owner2 Individual Names on Record
Tax Bill$6,826 (2025)
Flood ZoneZone X (minimal risk)
APN71242

Property Details

APN / Parcel Number

Primary APN71242
Alternative APNs
  • 390434 016461 0000
  • 108302

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,369 sqft Living Area
1st Floor Area3,369 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Architectural StyleOther
Exterior MaterialMetal
Roof MaterialComposition Shingle
Lot Area469,577 sqft (10.7 acres)
Garage TypeMixed
Garage Area768 sqft
CarportCarport
Carport Area1,280 sqft
Parking Spaces5 Parking Spaces
Deck Area317 sqft
Storage Building1,800 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number71242
Street Address3705 E SMITH RD
CityBELLINGHAM
StateWA
Zip98226-9573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionW 360 FT OF NW NW-LESS RD-EXC PTN DAF-BEG AT NW COR-TH E ALG C/L OF SMITH RD 360.04 FT TO INTERS WI E LI OF W 360 FT OF NW NW
Legal Range04
Legal Township39
Legal Section34
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1019
Census Tract10702

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3705 E SMITH RD, BELLINGHAM, WA 98226-9573
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMount Baker School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,826.00 (+37.07%)$885,607 (+23.68%) Land $296,613 Building $588,994$885,607 (+23.68%) Land $296,613 Building $588,994
2022$716,061 Land $338,058 Building $378,003$716,061 Land $338,058 Building $378,003
2021$4,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims17 (1983–2021)
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 9 claims
  • Severe Storms & Flooding, Nov 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNT BAKER WATER ASSOCIATION
private · serves 500 people · EPA ID WA5356500
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Astound Broadband
Cable
1,500 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Smith Rd

Nearby Streets

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