Polk County property record for 3705 Diving Dove Ln, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,555 sqft · built 2023 |
| Lot Size | 0.166 acres (7,218 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,800 (Jan 2024) |
| Tax Bill | $3,309 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-26-289501-003260 |
| Primary APN | 24-29-26-289501-003260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 1,935 sqft |
| 1st Floor Area | 1,555 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,218 sqft (0.166 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 54 sqft |
| Street Address | 3705 DIVING DOVE LN |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-2980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WIND MEADOWS SOUTH PHASE ONE PB 191 PG 21-29 LOT 326 |
| Legal Subdivision | WIND MEADOWS SOUTH PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 326 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 14803 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3705 DIVING DOVE LN, BARTOW, FL 33830-2980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · FHA Mortgage OUTAMATION INC |
| Jan 11, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 7, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2024 · Amount on Record |
| Deed Sale | Jan 11, 2024 · Amount on Record |
| Deed Document Number | 20249034 |
| Deed Book / Page | 12971 / 496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 3705 DIVING DOVE LN, BARTOW, FL 33830-2980 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3705 DIVING DOVE LN, BARTOW, FL 33830-2980 |
| Document Number | 0000252505 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 13753/1 |
| Instrument | 2025252505 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 11, 2024 |
| Property Address | 3705 DIVING DOVE LN, BARTOW, FL 33830-2980 |
| Document Number | 0000009034 |
| Book / Page | 12971 / 496 |
| Map Reference | MB 191 PG 21 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2024009034 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,098.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4301 W BOY SCOUT BLVD # BLVD600, BLVD600, TAMPA, FL 33607-5709 |
| Name | Verified Name |
|---|---|
| Address | 3705 DIVING DOVE LN, BARTOW, FL 33830-2980 |
| Document Number | 0012971500 |
|---|---|
| Date | Jan 11, 2024 |
| Instrument | 12971/500 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Number | 0000009036 |
|---|---|
| Date | Jan 11, 2024 |
| Book Page | 12971/521 |
| Instrument | 2024009036 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 7, 2023 |
| Property Address | 3705 DIVING DOVE LN, BARTOW, FL 33830-2980 |
| Document Number | 0000053232 |
| Book / Page | 12606 / 1089 |
| Map Reference | MB 191 PG 21 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023053232 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $19,370.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4900 DUNDEE RD, WINTER HAVEN, FL 33884-1183 |
| Name | Verified Name |
|---|---|
| Address | 4301 W BOY SCOUT BLVD STE 600, 600, TAMPA, FL 33607-5732 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Bartow City |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,939 (+0.44%) Land $68,000 Building $157,939 | $225,939 (+0.44%) Land $68,000 Building $157,939 | |
| 2025 | $3,309.00 (-13.06%) Homeowner's exemption | $224,951 (+240.83%) Land $68,000 Building $156,951 | $224,951 (+240.83%) Land $68,000 Building $156,951 |
| 2023 | $3,806.00 (+73.24%) | $66,000 (+754.04%) Land $66,000 | $66,000 (+754.04%) Land $66,000 |
| 2022 | $2,197.00 | $7,728 Land $7,728 | $7,728 Land $7,728 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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