3705 Cottons Rd, Canastota, NY 13032 Property Records

Madison County and Lincoln Town property record for 3705 Cottons Rd, Canastota, NY 13032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,500 sqft · built 2003
Lot Size2.79 acres (121,532 sqft)
OwnerIndividual Name on File
Tax Bill$8,253 (2026)
Deeds & MortgagesSep 2021 Refinance
APN253800 51.-2-10

Property Details

APN / Parcel Number

Primary APN253800 51.-2-10
Alternative APNs
  • 25380005100000010280130000
  • 172 2

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area121,532 sqft (2.79 acres)
Garage TypeAttached
Garage Area912 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area364 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelSolar
SewerSeptic
Water SourceWell

Location & Zoning

Account Number172 2
Street Address3705 COTTONS RD
CityCANASTOTA
StateNY
Zip13032-4944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number10.000
JurisdictionMADISON NY
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2015
Census Tract30602

Owner

3705 Cottons Rd is owned and occupied by an individual.

Source: Madison County and Lincoln Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3705 COTTONS RD, CANASTOTA, NY 13032-4944
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON NY
Property Address3705 COTTONS RD, CANASTOTA, NY 13032-4944
Transaction TypeMortgage
Record UpdatedOct 12, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number564
DateSep 21, 2021
Instrument2021-6564
Lender
NameSUMMIT FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term61 Months
DueOct 1, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3705 Cottons Rd was $8,253 with exemptions applied, up 956.7% from the year before.

Source: Madison County and Lincoln Town assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMadison County
County SubdivisionLincoln Town
Unified School DistrictCanastota Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,253.00 (+956.72%) Homeowner's exemption Senior Citizen's exemption
2025$781.00$171,800 Land $31,100 Building $140,700$286,333 Land $51,833 Building $234,500
2023$171,800 Land $31,100 Building $140,700$268,438 Land $48,594 Building $219,844

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3705 Cottons Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3705 Cottons Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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