37041 Narrows Rd, Polson, MT 59860 Property Records

Lake County property record for 37041 Narrows Rd, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 876 sqft · built 1972
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,747 (2026)
Deeds & Mortgages	May 2024 Line of Credit Jul 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R152047`

Property Details

APN / Parcel Number

Primary APN	`R152047`
Alternative APNs	`15-3350-10-1-04-06-0000` `0000001486`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Deck Area	681 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000001486
Street Address	37041 NARROWS RD
City	POLSON
State	MT
Zip	59860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALF CIRCLE HARBOR, S10, T23 N, R20 W, LOT 3, ACRES 1.12, & 1/11 INT TR A
Legal Range	20W
Legal Township	23N
Legal Section	10
Legal Subdivision	HALF CIRCLE HARBOR
Legal Tract	A
Legal Lot Number	3
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1010
Census Tract	940307

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36574 NARROWS RD, POLSON, MT 59860-8036
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Jul 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Apr 25, 2022	Transfer on Death Deed, Transfer
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT
Jul 9, 2019	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2022
Deed Sale	Dec 7, 2022
Prior Sale	Jul 9, 2019 · Amount on Record
Deed Document Number	2022602495
Last Transfer Date	Dec 28, 2022
Transfer Doc	0000603084
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	37041 NARROWS RD, POLSON, MT 59860
Transaction Type	Mortgage
Record Updated	May 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000610590
Date	May 2, 2024
Instrument	610590

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Apr 15, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	37041 NARROWS RD, POLSON, MT 59860
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000570355
Date	Jul 18, 2019
Instrument	570355

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE MT
Recording Date	Apr 25, 2022
Property Address	37041 NARROWS RD, POLSON, MT 59860
Document Number	0000597674
Instrument Date	Apr 21, 2022
Instrument	597674
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1884 WHITETAIL LN, MISSOULA, MT 59804-3034

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	37041 NARROWS RD, POLSON, MT 59860
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11884 WHITETAIL LN, MISSOULA, MT 59804

Mortgage

Document Number	593503
Date	Nov 3, 2021
Instrument	593503

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	37041 NARROWS RD, POLSON, MT 59860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	578034
Date	Jun 22, 2020
Instrument	578034

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jul 9, 2019
Property Address	37041 NARROWS RD, POLSON, MT 59860
Document Number	570149
Instrument Date	Jul 8, 2019
Instrument	570149
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	380 STONYBROOK DR, MISSOULA, MT 59804-8504

Mortgage

Document Number	570150
Date	Jul 9, 2019
Instrument	570150

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,747.00 (-24.86%)	$1,019,100 (-5.61%)
2025	$4,987.00 (+42.45%)	$1,079,700 (+103.26%)	$1,019,100 (+91.85%) Land $759,784 Building $259,316
2023	$3,501.00	$531,200	$531,200 Land $259,086 Building $272,114

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Narrows Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures