Wilbarger County property record for 3704 Wilbarger St, Vernon, TX 76384
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,863 sqft · built 1928 |
| Lot Size | 0.386 acres (16,801 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,648 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| APN | 5305-001-0000-020-3 |
| Primary APN | 5305-001-0000-020-3 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,863 sqft Total Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Lot Area | 16,801 sqft (0.386 acres) |
| Lot Dimensions | 240 ft deep x 70 ft wide |
| Porch | Porch |
| Porch Area | 327 sqft |
| Account Number | 5305-001-0000-020-3 |
|---|---|
| Street Address | 3704 WILBARGER ST |
| City | VERNON |
| State | TX |
| Zip | 76384-3259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLK 1 HILLCREST ROAD SUBD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | WILBARGER TX |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 950500 |
Source: Wilbarger County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3704 WILBARGER ST, VERNON, TX 76384-3259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBARGER TX |
| Property Address | 3704 WILBARGER ST, VERNON, TX 76384-3259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3704 WILBARGER ST, VERNON, TX 76384-3259 |
| Document Number | 743/598 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 743/598 |
| Instrument | 135631 |
| Name | THE WAGGONER NATIONAL BANK OF VERNON |
|---|---|
| Type | Bank |
| Address | VERNON, TX 76385 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Dec 1, 2030 |
Source: Wilbarger County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Wilbarger County |
| Municipality | Vernon City |
| Unified School District | Vernon Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,648.00 (+72.85%) | $104,980 (+1%) | $111,490 (+4.49%) Land $21,590 Building $89,900 |
| 2025 | $1,532.00 (+3.51%) Homeowner's exemption | $95,440 (+21.01%) Land $16,800 Building $89,900 | $106,700 (+35.29%) Land $16,800 Building $89,900 |
| 2023 | $78,870 Land $16,800 Building $62,070 | $78,870 Land $16,800 Building $62,070 | |
| 2022 | $1,480.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Sep 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERNON serves 11,002 people · EPA ID TX2440001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Syntrio Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Nextlink Fixed Wireless | 300 / 75 |
| Verizon Fixed Wireless | 300 / 20 |
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