3704 S Judd Ave, Bloomington, IN 47403 Property Records

Monroe County property record for 3704 S Judd Ave, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1966
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$300,550 (Apr 2022)
Tax Bill	$2,166 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-30230-00`

Property Details

APN / Parcel Number

Primary APN	`016-30230-00`
Alternative APN	`53-09-13-400-080.000-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Family Room	Family Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	016-30230-00
Street Address	3704 S JUDD AVE
City	BLOOMINGTON
State	IN
Zip	47403-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS35
Legal Description	016-30230-00 PT SE 13-8-2W .57A PLAT 108
Legal Subdivision	GARDEN ACRES
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	2
Census Block	2003
Census Tract	502

Owner

3704 S Judd Ave is owned and occupied by an individual who bought it in April 2022.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3704 S JUDD AVE, BLOOMINGTON, IN 47403-4120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO
Oct 11, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Oct 11, 2019 · Amount on File
Deed Document Number	202245994
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Apr 25, 2022
Property Address	3704 S JUDD AVE, BLOOMINGTON, IN 47403-4120
Document Number	2022006263
Instrument Date	Apr 21, 2022
Instrument	2022006263
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 S JUDD AVE, BLOOMINGTON, IN 47403-4120

Mortgage

Document Number	2022006264
Date	Apr 25, 2022
Instrument	2022006264

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 11, 2019
Property Address	3704 S JUDD AVE, BLOOMINGTON, IN 47403-4120
Document Number	2019014911
Instrument Date	Oct 8, 2019
Instrument	2019014911
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 S JUDD AVE, BLOOMINGTON, IN 47403-4120

Mortgage

Document Number	2019014912
Date	Oct 11, 2019
Instrument	2019014912

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3704 S Judd Ave was $2,166, down 8.4% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,166.00 (-8.38%)	$302,000 Land $40,800 Building $261,200	$302,000 Land $40,800 Building $261,200
2024	$2,364.00
2023		$226,900 (+7.74%) Land $37,500 Building $189,400	$226,900 (+7.74%) Land $37,500 Building $189,400
2022	$1,146.00	$210,600 Land $32,600 Building $178,000	$210,600 Land $32,600 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3704 S Judd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3704 S Judd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Smithville Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on S Judd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures