3704 River Bend Rd, Muskogee, OK 74403 Property Records

Muskogee County property record for 3704 River Bend Rd, Muskogee, OK 74403

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,198 sqft · built 2004
Lot Size	0.576 acres (25,075 sqft)
Owner	Trust Name on File
Last Sale	$920,000 (Oct 2025)
Tax Bill	$7,175 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00060096A76`

Property Details

APN / Parcel Number

Primary APN	`00060096A76`
Alternative APNs	`5738-08-001-002-3-101-00` `510050103`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,198 sqft Living Area
Gross Area	3,660 sqft
1st Floor Area	3,662 sqft
Upper Floors Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	25,075 sqft (0.576 acres)
Lot Dimensions	1 ft deep x 25,075 ft wide
Garage Type	Mixed
Garage Area	1,233 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	360 sqft
Porch	Breezeway
Porch Area	401 sqft
Deck Area	150 sqft
Patio Area	401 sqft
Balcony Area	330 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510050103
Street Address	3704 RIVER BEND RD
City	MUSKOGEE
State	OK
Zip	74403-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND 3 LOT 2 BLOCK 1
Legal Subdivision	RIVER BEND 3
Legal Block	1
Legal Lot Number	2
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	2
Census Block	2001
Census Tract	1301

Owner

3704 River Bend Rd is owner-occupied and held in a trust since October 2025.

Source: Muskogee County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	3704 RIVER BEND RD, MUSKOGEE, OK 74403-2335
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Line of Credit MABREY BANK
Feb 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage MABREY BANK
Feb 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage MABREY BANK
Oct 15, 2025	Warranty Deed, Transfer MUSKOGEE ABSTRACT AND TITLE, MUSKOGEE ABSTRACT & TITLE CO
Oct 20, 2021	Intrafamily Transfer, Transfer
Mar 27, 2017	Grant Deed, Construction Loan · Line of Credit MABREY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2025 · Amount on File
Deed Sale	Oct 15, 2025 · Amount on File
Prior Sale	Sep 20, 2021 · Amount on File
Deed Document Number	202510584
Deed Book / Page	4983 / 675
Prior Transfer Date	Oct 7, 2021
Prior Transfer Doc	0000013332
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	3704 RIVER BEND RD, MUSKOGEE, OK 74403-2335
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001128
Date	Feb 2, 2021
Book Page	4724/253
Instrument	2021-001128

Lender

Name	MABREY BANK
Type	Bank
Address	MUSKOGEE, OK 74401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	3704 RIVER BEND RD, MUSKOGEE, OK 74403-2335
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001349
Date	Feb 9, 2021
Book Page	4725/160
Instrument	2021-001349

Lender

Name	MABREY BANK
Type	Bank
Address	MUSKOGEE, OK 74401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKOGEE OK
Property Address	3704 RIVER BEND RD, MUSKOGEE, OK 74403-2335
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001620
Date	Feb 22, 2021
Book Page	4726/447
Instrument	2021-001620

Lender

Name	MABREY BANK
Type	Bank
Address	MUSKOGEE, OK 74401

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Oct 15, 2025
Property Address	3704 RIVER BEND RD, MUSKOGEE, OK 74403-2335
Document Number	0000010584
Book / Page	4983 / 675
Instrument Date	Oct 14, 2025
Instrument	2025-010584
Transaction Type	Transfer
Record Updated	Mar 9, 2026
Title Company	MUSKOGEE ABSTRACT AND TITLE, MUSKOGEE ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3704 RIVER BEND RD, MUSKOGEE, OK 74403-2335

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKOGEE OK
Recording Date	Oct 20, 2021
Property Address	3704 RIVER BEND RD, MUSKOGEE, OK 74403-2335
Document Number	0000013332
Book / Page	4767 / 837
Instrument Date	Oct 7, 2021
Instrument	2021-013332
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 RIVER BEND RD, MUSKOGEE, OK 74403-2335

March 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Mar 27, 2017
Property Address	3704 RIVER BEND RD, MUSKOGEE, OK 74403-2335
Book / Page	004534 / 000185
Instrument Date	Mar 23, 2017
Instrument	3431
Transaction Type	Construction Loan
Record Updated	Apr 13, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3704 RIVER BEND RD MUSKOGEE OK 744032335, MUSKOGEE, OK 74403-2335

Mortgage

Document Number	0000003431
Date	Mar 27, 2017
Book Page	004534/000185
Instrument	3431

Lender

Name	MABREY BK
Address	401 N MAIN ST, MUSKOGEE, OK 74401-6344

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Mar 26, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3704 River Bend Rd was $7,175 with a homeowner's exemption, up 4.3% from the year before.

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Municipality	Muskogee City
Unified School District	Muskogee Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,589 (+56.08%) Land $2,670 Building $95,919	$896,264 Land $24,269 Building $871,995
2025	$7,175.00 (+4.26%) Homeowner's exemption	$63,166 (-) Land $2,670 Building $60,496
2024	$6,882.00 (+11.41%) Homeowner's exemption	$63,166 (+3%) Land $2,670 Building $60,496	$599,947 (+7.61%) Land $24,269 Building $575,678
2023	$6,177.00 Homeowner's exemption	$61,325 Land $2,758 Building $58,567	$557,506 Land $25,075 Building $532,431

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3704 River Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3704 River Bend Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKAY PWA serves 767 people · EPA ID OK3007351
Water Source	Purchased surface water from MUSKOGEE MUNICIPAL AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023 Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluepeak.

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