Warren County property record for 3704 Pennyroyal Rd, Franklin, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,483 sqft · built 1961 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Mar 2022) |
| Tax Bill | $2,533 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-21-176-019-0 |
| Primary APN | 04-21-176-019-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| 1st Floor Area | 1,483 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Block |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 185 ft deep x 95 ft wide |
| Deck Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1426745 |
|---|---|
| Street Address | 3704 PENNYROYAL RD |
| City | FRANKLIN |
| State | OH |
| Zip | 45005-1021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | W.H. FRANCIS LOT B |
| Legal Range | 5 |
| Legal Township | 2 |
| Legal Section | 21 |
| Legal Subdivision | W.H. FRANCIS |
| Legal Block | 745 |
| Legal Lot Number | B |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30501 |
Source: Warren County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3704 PENNYROYAL RD, FRANKLIN, OH 45005-1021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Dec 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Mar 11, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Mar 11, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on File |
| Deed Sale | Mar 11, 2022 · Amount on File |
| Prior Sale | May 9, 2007 · Amount on File |
| Deed Document Number | 20228720 |
| Prior Transfer Date | Mar 9, 2022 |
| Prior Transfer Doc | 0000008719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Apr 9, 2026 |
| Property Address | 3704 PENNYROYAL RD, FRANKLIN, OH 45005-1021 |
| Document Number | 0000009362 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 20269362 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3704 PENNYROYAL RD, FRANKLIN, OH 45005-1021 |
| Document Number | 0000009362, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 20269362 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Apr 1, 2052 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 3704 PENNYROYAL RD, FRANKLIN, OH 45005-1021 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3704 PENNYROYAL RD, FRANKLIN, OH 45005-1021 |
| Document Number | 0000025724 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023-025724 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Apr 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 11, 2022 |
| Property Address | 3704 PENNYROYAL RD, FRANKLIN, OH 45005-1021 |
| Document Number | 0000008719 |
| Map Reference | MB 3 PG 335 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022-008719 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5604 STATE ROUTE 123, FRANKLIN, OH 45005-4628 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 11, 2022 |
| Property Address | 3704 PENNYROYAL RD, FRANKLIN, OH 45005-1021 |
| Document Number | 0000008720 |
| Map Reference | MB 3 PG 335 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022-008720 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3704 PENNYROYAL RD, FRANKLIN, OH 45005-1021 |
| Document Number | 0000008721 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022-008721 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,533.00 (+15.35%) | $56,880 (+29.7%) Land $12,240 Building $44,640 | $162,510 (+29.7%) Land $34,980 Building $127,530 |
| 2023 | $2,196.00 (+31.34%) | $43,855 (-) Land $8,215 Building $35,640 | |
| 2022 | $1,672.00 | $43,855 Land $8,215 Building $35,641 | $125,300 (-) Land $23,470 Building $101,830 |
| 2021 | $125,300 Land $23,470 Building $101,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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