3704 Osborn Dr, Sandusky, OH 44870 Property Records

Erie County property record for 3704 Osborn Dr, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,596 sqft · built 1962
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$179,625 (Nov 2022)
Tax Bill	$2,899 (2025)
Deeds & Mortgages	Mar 2026 Transfer Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-03377-000`

Property Details

APN / Parcel Number

Primary APN	`32-03377-000`
Alternative APN	`004765-7`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
Gross Area	1,995 sqft
1st Floor Area	1,596 sqft
Basement Area	399 sqft
Unfinished Basement	399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	169 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	431 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	004765-7
Street Address	3704 OSBORN DR
City	SANDUSKY
State	OH
Zip	44870-7145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 OSBORN DR GALLOWAY CORS SUB .257A
Legal Subdivision	GALLOWAY CORNERS SUBDIVISION
Legal Lot Number	3
Jurisdiction	ERIE OH
Township / Civil Division	PERKINS
Census Block Group	2
Census Block	2012
Census Tract	41900

Owner

3704 Osborn Dr is owned and occupied by an individual who bought it in November 2022.

Source: Erie County records, as of March 31, 2026

Owner of Record	Individual Name on File
Mailing Address	3704 OSBORN DR, SANDUSKY, OH 44870-7145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Transfer on Death Deed, Transfer
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Jan 26, 2011 · Amount on File
Deed Document Number	202210537
Prior Transfer Date	Mar 14, 2019
Prior Transfer Doc	0000001785
Record Updated	Oct 29, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ERIE OH
Recording Date	Mar 6, 2026
Property Address	3704 OSBORN DR, SANDUSKY, OH 44870-7145
Document Number	0000001708
Map Reference	VOL 15 PG 38
Instrument Date	Mar 5, 2026
Instrument	202601708
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3704 OSBORN DR, SANDUSKY, OH 44870-7145
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	SOUTHERN TITLE OF OHIO LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000822
Date	Jan 30, 2017
Instrument	201700822

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3704 OSBORN DR, SANDUSKY, OH 44870-7145
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008704
Date	Sep 26, 2017
Instrument	201708704

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	3704 OSBORN DR, SANDUSKY, OH 44870-7145
Document Number	0000000833
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	SOUTHERN TITLE, SOUTHERN TITLE/OH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 OSBORN DR SANDUSKY OH 448707145, SANDUSKY, OH 44870-7145

Mortgage

Document Number	0000000833
Date	Jan 30, 2017
Instrument	833

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 29, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 3704 Osborn Dr was $2,899.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Perkins Township
Unified School District	Perkins Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,899.00	$85,113 (-) Land $8,351 Building $76,762
2024	$2,899.00 (-22.49%)	$85,113 (+12.4%) Land $8,351 Building $76,762	$243,180 Land $23,860 Building $219,320
2023	$3,740.00 (+45.3%)	$75,722 (+65.89%) Land $6,902 Building $68,820
2022	$2,574.00 Homeowner's exemption	$45,647 Land $6,902 Building $38,745
2021			$216,350 Land $19,720 Building $196,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3704 Osborn Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3704 Osborn Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CO MARGARETTA DISTRICT serves 5,131 people · EPA ID OH2200203
Water Source	Purchased surface water from SANDUSKY CITY
Last State Inspection	Mar 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon, Watch TV.

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