3704 Hurlock Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 3704 Hurlock Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,575 sqft · built 1965
Lot Size	0.172 acres (7,475 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Jun 2022)
Tax Bill	$3,396 (2024)
Deeds & Mortgages	Nov 2025 Mortgage Jun 2022 Sale & Mortgage + 2 more
APN	`15-1519714500`

Property Details

APN / Parcel Number

Primary APN	`15-1519714500`
Alternative APN	`1519714500`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,575 sqft Living Area
1st Floor Area	925 sqft
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	7,475 sqft (0.172 acres)
Lot Dimensions	119 ft deep x 71.8 ft wide
Deck Area	270 sqft
Shed	1 Shed
Shed Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1519714500
Street Address	3704 HURLOCK RD
City	MIDDLE RIVER
State	MD
Zip	21220-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARROLLWOOD
Legal Subdivision	CARROLLWOOD
Legal Block	C
Legal Lot Number	13
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2003
Census Tract	451803

Owner

3704 Hurlock Rd is owned and occupied by an individual who bought it in June 2022.

Source: Baltimore County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3704 HURLOCK RD, MIDDLE RIVER, MD 21220-3018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · FHA Mortgage BAY CAPITAL MORTGAGE CORP
Jun 30, 2022	Deed, Transfer · FHA Mortgage NORWICH COMMERCIAL GROUP INC
Sep 9, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 6, 2017	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on File
Deed Sale	Jun 30, 2022 · Amount on File
Deed Book / Page	47113 / 382
Prior Transfer Date	Mar 11, 2016
Prior Transfer Doc	0373870231
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3704 HURLOCK RD, MIDDLE RIVER, MD 21220-3018
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	LAWYERS TRUST TITLE COMPANY, LAWYERS TRUST TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 HURLOCK RD, BALTIMORE, MD 21220-3018

Mortgage

Document Number	0507130402
Date	Nov 17, 2025
Book Page	50713/402

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 30, 2022
Property Address	3704 HURLOCK RD, MIDDLE RIVER, MD 21220-3018
Document Number	0471130382
Book / Page	47113 / 382
Map Reference	MB WJR 27 FO 70
Instrument Date	Jun 9, 2022
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	LAWYERS TRUST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3704 HURLOCK RD, 3704, MIDDLE RIVER, MD 21220-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 HURLOCK RD, MIDDLE RIVER, MD 21220-3018

Mortgage

Document Number	0047113392
Date	Jun 30, 2022
Instrument	47113-392

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 9, 2019
Property Address	3704 HURLOCK RD, MIDDLE RIVER, MD 21220-3018
Document Number	0418400027
Book / Page	041840 / 000027
Instrument Date	Jul 22, 2019
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$11.55
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 32111 BALTIMORE MD 212822111, BALTIMORE, MD 21282-2111

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jan 6, 2017
Property Address	3704 HURLOCK RD, MIDDLE RIVER, MD 21220-3018
Document Number	0384750338
Book / Page	038475 / 000338
Instrument Date	Nov 29, 2016
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	KEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3704 HURLOCK RD BALTIMORE MD 212203018, BALTIMORE, MD 21220-3018

Mortgage

Document Number	384750345
Date	Jan 6, 2017
Book Page	038475/000345

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$235,400	$250,300 Land $71,100 Building $179,200
2024	$3,396.00 (+122.4%)
2023	$1,527.00	$205,600 Land $70,400 Building $135,200	$205,600 Land $70,400 Building $135,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3704 Hurlock Rd; there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	31 (1979–2024)
Claims Outside the SFHA	3 of 31
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3704 Hurlock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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