3704 Heathmoor Dr, Elgin, IL 60124 Property Records

Kane County property record for 3704 Heathmoor Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,738 sqft · built 2007
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$795,000 (Jun 2026)
Tax Bill$15,069 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-11-227-006

Property Details

APN / Parcel Number

Primary APN05-11-227-006

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,738 sqft Living Area
Basement Area1,770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialStone
Construction TypeFrame
Lot Area13,939 sqft (0.32 acres)
Garage Area244 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3704 HEATHMOOR DR
CityELGIN
StateIL
Zip60124-7871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD O LT 74
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number74
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2103
Census Tract850711

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3704 HEATHMOOR DR, ELGIN, IL 60124-7871
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2026 · Amount on Record
Deed SaleJun 5, 2026 · Amount on Record
Prior SaleNov 1, 2016 · Amount on Record
Deed Document Number202623357
Prior Transfer DateApr 24, 2008
Prior Transfer Doc0000037928
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 5, 2026
Property Address3704 HEATHMOOR DR, ELGIN, IL 60124-7871
Document Number0000023357
Instrument DateMay 19, 2026
Instrument202623357
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120,442.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3704 HEATHMOOR DR, ELGIN, IL 60124-7871

Mortgage

Document Number0000023358,
DateJun 5, 2026
Instrument202623358
Lender
NameOLD NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.5%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,069.00 (-3.92%) Homeowner's exemption$214,524 (+7.79%) Land $35,749 Building $178,775$643,830 (+7.79%) Land $107,290 Building $536,540
2024$15,684.00 (-9.31%)$199,020 (+5.46%) Land $33,165 Building $165,855$597,299 (+5.51%) Land $99,535 Building $497,764
2022$17,294.00 (-0.56%) Homeowner's exemption$188,710 (+3.51%) Land $35,595 Building $153,115$566,130 (+3.51%) Land $106,785 Building $459,345
2021$17,392.00 Homeowner's exemption$182,311 Land $34,388 Building $147,923$546,933 Land $103,164 Building $443,769

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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