Curry County property record for 3704 Garden Ter, Clovis, NM 88101
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Oct 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14195 |
| Primary APN | 14195 |
|---|---|
| Alternative APNs |
|
| Account Number | 30507 |
|---|---|
| Street Address | 3704 GARDEN TER |
| City | CLOVIS |
| State | NM |
| Zip | 88101-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLIVE BRANCH UNIT 1 BLOCK 2 LOT 91 |
| Legal Block | 2 |
| Legal Lot Number | 91 |
| Legal Unit | 1 |
| Jurisdiction | CURRY NM |
| Township / Civil Division | CLOVIS |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 602 |
3704 Garden Ter is owned and occupied by an individual who acquired it in October 2024.
Source: Curry County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3704 GARDEN TER, CLOVIS, NM 88101-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2024 |
| Deed Sale | Oct 11, 2024 |
| Deed Document Number | 2024005191 |
| Deed Book / Page | 2024 / 5191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRY NM |
| Recording Date | Oct 11, 2024 |
| Property Address | 3704 GARDEN TER, CLOVIS, NM 88101-2019 |
| Document Number | 02024/5191 |
| Book / Page | 2024 / 5191 |
| Instrument Date | Oct 11, 2024 |
| Instrument | 2024005191 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 25, 2025 |
| Title Company | CURRY COUNTY TITLE, CURRY CNTY ABSTRACT & TTL CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3704 GARDEN TER, CLOVIS, NM 88101-2019 |
| Document Number | 2024005192 |
|---|---|
| Date | Oct 11, 2024 |
| Instrument | 2024005192 |
| Name | NBKC BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2054 |
The 2025 property tax bill for 3704 Garden Ter was $2,880, up 2.7% from the year before.
Source: Curry County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Curry County |
| Municipality | Clovis City |
| Unified School District | Clovis Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,880.00 (+2.71%) | $113,987 (+1.83%) Land $8,280 Building $105,707 | $341,961 (+1.83%) Land $24,840 Building $317,121 |
| 2024 | $2,804.00 | $111,941 (+5,099.3%) Land $8,280 Building $103,661 | $335,823 (+5,099.3%) Land $24,840 Building $310,983 |
| 2023 | Additional exemption filed | $2,153 (-) Land $2,153 | $6,459 (-) Land $6,459 |
| 2022 | $2,153 Land $2,153 | $6,459 Land $6,459 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3704 Garden Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3704 Garden Ter is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 55% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPCOR WATER NEW MEXICO INC CLOVIS private · serves 41,066 people · EPA ID NM3527305 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Plateau Telecommunications Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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