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3704 Fairway Rd, Sebring, FL 33872 Property Records

Highlands County property record for 3704 Fairway Rd, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,679 sqft · built 1992
Lot Size1.05 acres (45,771 sqft)
OwnerIndividual Name on File
Last Sale$597,000 (May 2022)
Tax Bill$6,052 (2024)
Deeds & MortgagesMay 2022 Sale & Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNC-34-34-28-020-0000-0510

Property Details

APN / Parcel Number

Primary APNC-34-34-28-020-0000-0510

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories2 Stories
Building Area4,679 sqft Living Area
1st Floor Area2,384 sqft
2nd Floor Area1,656 sqft
Upper Floors Area1,656 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area45,771 sqft (1.05 acres)
Garage TypeFinished
Garage Area600 sqft
DrivewayDriveway
Driveway Area1,092 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area480 sqft
PorchOpen Porch
Porch Area231 sqft
Patio Area764 sqft
FenceFence
Gazebo225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address3704 FAIRWAY RD
CitySEBRING
StateFL
Zip33872-3814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionGOLF HAMMOCK UNIT TWO PB 12 PG 47 LOT 51
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 2
Legal Lot Number51
Legal Unit2
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4024
Census Tract960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3704 FAIRWAY RD, SEBRING, FL 33872-3814
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Warranty Deed, Transfer · Conventional Mortgage
CELEBRITY HOME LOANS LLC
Feb 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2022 · Amount on File
Deed SaleMay 24, 2022 · Amount on File
Deed Document Number2095614
Deed Book / Page2907 / 417
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 24, 2022
Property Address3704 FAIRWAY RD, SEBRING, FL 33872-3814
Document Number0002095614
Book / Page2907 / 417
Map ReferenceMB 12 PG 47
Instrument DateMay 20, 2022
Instrument2095614
Transaction TypeTransfer
Record UpdatedJun 6, 2022
Title CompanyCAPSTONE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,179.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address335 12TH AVE N, 335, SAFETY HARBOR, FL 34695-3422

Transferred To (Grantee/Buyer)

NameVerified Name
Address3704 FAIRWAY RD, SEBRING, FL 33872-3814

Mortgage

Document Number0002907419
DateMay 24, 2022
Instrument2907/419
Lender
NameCELEBRITY HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address3704 FAIRWAY RD, SEBRING, FL 33872-3814
Document Number0001885035
Instrument DateFeb 12, 2018
Transaction TypeMortgage
Record UpdatedFeb 26, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3704 FAIRWAY RD SEBRING FL 338723814, SEBRING, FL 33872-3814

Mortgage

Document Number0001885035
DateFeb 19, 2018
Book Page002621/001722
Instrument1885035
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 18, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$389,035 (-1.88%) Land $37,500 Building $351,535$389,035 (-1.88%) Land $37,500 Building $351,535
2024$6,052.00 (+3.21%)
2023$5,864.00 (+56.17%)$396,491 (+44.01%) Land $35,000 Building $361,491$396,491 (+15.01%) Land $35,000 Building $361,491
2022$3,755.00 Homeowner's exemption$275,314$344,754 Land $35,000 Building $309,754

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 44 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims8 (2017–2022)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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