3704 E O'Brien Rd, Oak Creek, WI 53154 Property Records

Milwaukee County property record for 3704 E O'Brien Rd, Oak Creek, WI 53154

Property Summary

Property Type	Single Family Home
Lot Size	0.835 acres (36,373 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2017)
Tax Bill	$5,855 (2024)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`918-9982-000`

Property Details

APN / Parcel Number

Primary APN	`918-9982-000`
Alternative APN	`109189982000`

Exterior

Lot Area	36,373 sqft (0.835 acres)

Location & Zoning

Account Number	109189982000
Street Address	3704 E OBRIEN RD
City	OAK CREEK
State	WI
Zip	53154-6045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	COM 860 FT. N & 675 FT. N 88DEG5020 E OF SW COR OF SE1/4 SEC. 26-5-22 TH N 352.11 FT. N 88DEG5210E 112.50 FT. S 352.05 FT. TH S 88DEG5020 W 112.50 FT. TO BEG. CONT. 0.909 ACS.
Legal Range	22E
Legal Township	05N
Legal Section	26
Jurisdiction	MILWAUKEE WI
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1009
Census Tract	160301

Owner

3704 E O'Brien Rd is owned and occupied by two individuals who bought it in September 2017.

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3704 E OBRIEN RD, OAK CREEK, WI 53154-6045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Deed of Trust, Mortgage · Line of Credit UW CU
Aug 1, 2023	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 26, 2017	Warranty Deed, Transfer · Conventional with PMI EDUCATORS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2017 · Amount on File
Deed Sale	Sep 26, 2017 · Amount on File
Prior Sale	May 13, 2003 · Amount on File
Deed Document Number	201710714406
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3704 E OBRIEN RD, OAK CREEK, WI 53154-6045
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011523833
Date	Jul 18, 2025
Instrument	11523833

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	3704 E OBRIEN RD, OAK CREEK, WI 53154-6045
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011355878
Date	Aug 1, 2023
Instrument	11355878

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Sep 26, 2017
Property Address	3704 E OBRIEN RD, OAK CREEK, WI 53154-6045
Document Number	0010714406
Instrument Date	Sep 15, 2017
Instrument	10714406
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3704 E OBRIEN RD OAK CREEK WI 531546045, OAK CREEK, WI 53154-6045

Mortgage

Document Number	10714408
Date	Sep 26, 2017
Instrument	10714408

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	RACINE, WI 53406

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Mortgage

Document Number	10714409,
Date	Sep 26, 2017
Instrument	10714409

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	RACINE, WI 53408

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2032

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Oak Creek City
Unified School District	Oak Creek-Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$385,500 (+7.5%) Land $101,600 Building $283,900	$400,600 (+8.98%)
2024	$5,855.00 Homeowner's exemption	$358,600 Land $94,300 Building $264,300	$367,600
2022	$5,894.00 Homeowner's exemption	$317,600 Land $94,300 Building $223,300	$335,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3704 E O'Brien Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3704 E O'Brien Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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