3704 E Ellsworth Ln, Spokane, WA 99223 Property Records

Spokane County property record for 3704 E Ellsworth Ln, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,133 sqft · built 1997
Lot Size	0.104 acres (4,510 sqft)
Owner	Individual Name on Record
Last Sale	$366,000 (Oct 2024)
Tax Bill	$3,663 (2026)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Aug 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`35344.3003`

Property Details

APN / Parcel Number

Primary APN	`35344.3003`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,133 sqft Living Area
Gross Area	1,613 sqft
1st Floor Area	1,133 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,510 sqft (0.104 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3704 E ELLSWORTH LN
City	SPOKANE
State	WA
Zip	99223-6183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BELLERIVE P.U.D. REPLAT LOTS 1 & 2 BLOCK 1 LT 3 BLK 12
Legal Range	43E
Legal Township	25N
Legal Section	34
Legal Subdivision	BELLERIVE
Legal Block	1,12
Legal Lot Number	1,2,3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	4800

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3704 E ELLSWORTH LN, SPOKANE, WA 99223-6183
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 5, 2020	Deed of Trust, Mortgage · Reverse Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 31, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2024 · Amount on Record
Deed Sale	Oct 3, 2024 · Amount on Record
Prior Sale	Nov 15, 2005 · Amount on Record
Deed Document Number	20247376035
Prior Transfer Date	Jul 8, 2003
Prior Transfer Doc	0004926215
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3704 E ELLSWORTH LN, SPOKANE, WA 99223-6183
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3704 E ELLSWORTH LN, SPOKANE VALLEY, WA 99223-6183

Mortgage

Document Number	0007194231
Date	Mar 30, 2022
Instrument	7194231

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	892 Months
Due	Jul 5, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.82%
Type Change Date	May 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3704 E ELLSWORTH LN, SPOKANE, WA 99223-6183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006951937
Date	Aug 5, 2020
Instrument	6951937

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	911 Months
Due	Jul 5, 2096

Interest

Rate Type	Adjustable Rate
Rate	2.96%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3704 E ELLSWORTH LN, SPOKANE, WA 99223-6183
Document Number	0006951938
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3704 E ELLSWORTH LN SPOKANE WA 992236183, SPOKANE, WA 99223-6183

Mortgage

Document Number	0006951938
Date	Aug 5, 2020
Instrument	6951938

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Aug 4, 2096

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,663.00 (+5.87%)	$364,800 (+3.37%) Land $95,000 Building $269,800	$364,800 (+3.37%) Land $95,000 Building $269,800
2025	$3,460.00 (+0.23%)
2024		$352,900 (+39.16%) Land $75,000 Building $277,900	$352,900 (+39.16%) Land $75,000 Building $277,900
2023	$3,452.00 (+16.31%)	$253,600 Land $50,000 Building $203,600	$253,600 Land $50,000 Building $203,600
2022	$2,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: CenturyLink.

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