Caldwell County property record for 3704 Carter Ct, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,204 sqft · built 1991 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Nov 2011) |
| Tax Bill | $1,409 (2026) |
| Deeds & Mortgages | Feb 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 94D 1 12 |
| Primary APN | 08 94D 1 12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,204 sqft Heated Area |
| Gross Area | 2,704 sqft |
| 1st Floor Area | 1,204 sqft |
| Basement Area | 1,204 sqft |
| Unfinished Basement | 1,204 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 17,500 sqft (0.402 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | Deck Area |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 150948 |
|---|---|
| Street Address | 3704 CARTER CT |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-7548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1789 PG 1783 YR 12 ST 0.00 |
| Legal Subdivision | PEACHTREE SUBDIVISION |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 31302 |
3704 Carter Ct is owned and occupied by an individual who bought it in November 2011.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3704 CARTER CT, GRANITE FALLS, NC 28630-7548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 29, 2011 · Amount on File |
| Deed Sale | Nov 29, 2011 · Amount on File |
| Prior Sale | Oct 6, 2011 · Amount on File |
| Deed Book / Page | 1781 / 1173 |
| Prior Transfer Date | Oct 5, 2011 |
| Prior Transfer Doc | 0017771559 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 3704 CARTER CT, GRANITE FALLS, NC 28630-7548 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0021552103 |
|---|---|
| Date | Feb 3, 2026 |
| Book Page | 2155/2103 |
| Instrument | 10115342 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2041 |
The 2026 property tax bill for 3704 Carter Ct was $1,409, down 18.1% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,409.00 (-18.13%) | $223,500 (-) Land $15,100 Building $208,400 | |
| 2025 | $1,721.00 (+84.66%) | $223,500 Land $15,100 Building $208,400 | $223,500 Land $15,100 Building $208,400 |
| 2024 | $932.00 | ||
| 2023 | $126,400 (-) Land $15,100 Building $111,300 | $126,400 (-) Land $15,100 Building $111,300 | |
| 2022 | $914.00 | $126,400 Land $15,100 Building $111,300 | $126,400 Land $15,100 Building $111,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3704 Carter Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3704 Carter Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALDWELL CO WATER SYSTEM-SE serves 15,710 people · EPA ID NC0114047 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
4G LTE only, no 5G reported
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