3703 W Vel View Dr, Spokane, WA 99208 Property Records

Spokane County property record for 3703 W Vel View Dr, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,726 sqft · built 2015
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on File
Last Sale	$84,900 (Jun 2014)
Tax Bill	$8,119 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26141.0302`

Property Details

APN / Parcel Number

Primary APN	`26141.0302`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,726 sqft Living Area
Gross Area	5,226 sqft
1st Floor Area	2,316 sqft
2nd Floor Area	1,410 sqft
Upper Floors Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,298 sqft
Lot Dimensions	598 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces
Patio Area	112 sqft
Canopy	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3703 W VEL VIEW DR
City	SPOKANE
State	WA
Zip	99208-8897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	VEL VIEW ESTATES L2 B3
Legal Range	42E
Legal Township	26N
Legal Section	14
Legal Subdivision	VEL VIEW ESTATES
Legal Block	3
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2006
Census Tract	10702

Owner

3703 W Vel View Dr is owned by two individuals who bought it in June 2014.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10005 N NORTHVIEW LN, SPOKANE, WA 99208-5359
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Jul 1, 2019	Deed of Trust, Mortgage · Line of Credit HOMESTREET BANK
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2014 · Amount on File
Deed Sale	Jun 17, 2014 · Amount on File
Prior Sale	Aug 13, 2003 · Amount on File
Deed Document Number	20146312401
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3703 W VEL VIEW DR, SPOKANE, WA 99208-8897
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3703 W VEL VIEW DR, SPOKANE, WA 99208-8897

Mortgage

Document Number	0007462265
Date	Dec 31, 2025
Instrument	7462265

Lender

Name	MECHANICS BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3703 W VEL VIEW DR, SPOKANE, WA 99208-8897
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006818314
Date	Jul 1, 2019
Instrument	6818314

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3703 W VEL VIEW DR, SPOKANE, WA 99208-8897
Document Number	0006996474
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3703 W VEL VIEW DR SPOKANE WA 992088897, SPOKANE, WA 99208-8897

Mortgage

Document Number	0006996474
Date	Nov 17, 2020
Instrument	6996474

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 16, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 3703 W Vel View Dr was $8,119, down 12.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,119.00 (-12.12%)	$802,050 Land $115,050 Building $687,000	$802,050 Land $115,050 Building $687,000
2025	$9,239.00
2024		$803,400 (+33.36%) Land $136,800 Building $666,600	$803,400 (+33.36%) Land $136,800 Building $666,600
2023	$7,443.00 (+8.17%)	$602,440 Land $106,440 Building $496,000	$602,440 Land $106,440 Building $496,000
2022	$6,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3703 W Vel View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3703 W Vel View Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 44% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEL VIEW WATER DIST 13 serves 77 people · EPA ID WA5391445
Water Source	Purchased groundwater from CITY OF SPOKANE
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on W Vel View Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures