3703 Valkar Ln, Champaign, IL 61822 Property Records

Champaign County property record for 3703 Valkar Ln, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.363 acres (15,833 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,195 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-34-104-009`

Property Details

APN / Parcel Number

Primary APN	`03-20-34-104-009`

Exterior

Lot Area	15,833 sqft (0.363 acres)

Location & Zoning

Street Address	3703 VALKAR LN
City	CHAMPAIGN
State	IL
Zip	61822-7215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 ROLLING ACRES NO 4
Legal Range	08E
Legal Township	19N
Legal Section	34
Legal Subdivision	ROLLING ACRES NO 4
Legal Lot Number	40
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1061
Census Tract	1204

Owner

3703 Valkar Ln is owned and occupied by two individuals.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3703 VALKAR LN, CHAMPAIGN, IL 61822-7215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Nov 6, 2017	Deed of Trust, Mortgage · Commercial Mortgage HICKORY POINT BANK & TRUST
Aug 24, 2017	Deed of Trust, Mortgage HICKORY PT BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3703 VALKAR LN, CHAMPAIGN, IL 61822-7215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026735
Date	Dec 18, 2020
Instrument	2020R26735

Lender

Name	FIRST STATE BANK
Type	Bank
Address	MONTICELLO, IL 61856

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3703 VALKAR LN, CHAMPAIGN, IL 61822-7215
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021086
Date	Nov 6, 2017
Instrument	2017R21086

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank
Address	DECATUR, IL 62525

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	3703 VALKAR LN, CHAMPAIGN, IL 61822-7215
Document Number	0000017008
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3703 VALKAR LN CHAMPAIGN IL 618227215, CHAMPAIGN, IL 61822-7215

Mortgage

Document Number	0000017008
Date	Sep 6, 2017
Instrument	17008

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,080 Land $13,550 Building $64,530	$234,240 Land $40,650 Building $193,590
2024	$4,195.00
2022	$3,743.00 Homeowner's exemption Senior Citizen's exemption	$59,730 Land $10,360 Building $49,370	$179,190 Land $31,080 Building $148,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3703 Valkar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3703 Valkar Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream.

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