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3703 Sterling Dr, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3703 Sterling Dr, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,188 sqft · built 1994
Lot Size0.96 acres (41,818 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (May 2023)
Tax Bill$4,498 (2026)
Deeds & MortgagesMay 2023 Foreclosure
Feb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN82-51184-0130

Property Details

APN / Parcel Number

Primary APN82-51184-0130

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,188 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area41,818 sqft (0.96 acres)
Lot Width66 ft Width
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address3703 STERLING DR
CitySAINT CLOUD
StateMN
Zip56301-9582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 012 BLK 002 STERLING WOODS SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section35
Legal SubdivisionSTERLING WOODS
Legal Block2
Legal Lot Number12
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract402

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3703 STERLING DR, SAINT CLOUD, MN 56301-9582
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2023Trustee's Deed, Foreclosure
FIRST AMERICAN TITLE
Feb 23, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Deed Document Number20231537340
Record UpdatedSep 20, 2026

May 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSTEARNS MN
Recording DateMay 25, 2023
Property Address3703 STERLING DR, SAINT CLOUD, MN 56301-9582
Document Number00A1653566
Instrument DateMay 22, 2023
InstrumentA1653566
Transaction TypeForeclosure
Record UpdatedJun 20, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3703 STERLING DR, SAINT CLOUD, MN 56301-9582

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateFeb 23, 2022
Property Address3703 STERLING DR, SAINT CLOUD, MN 56301-9582
Document Number00A1626876
Instrument DateJan 20, 2022
InstrumentA1626876
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3703 STERLING DR, SAINT CLOUD, MN 56301-9582

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,498.00 (+30.45%)$336,600 (+5.45%) Land $70,000 Building $266,600$336,600 (+5.45%) Land $70,000 Building $266,600
2025$319,200 (+6.68%) Land $70,000 Building $249,200$319,200 (+6.68%) Land $70,000 Building $249,200
2023$3,448.00$299,200 Land $70,000 Building $229,200$299,200 Land $70,000 Building $229,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 61% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

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