3703 Medlin Rd, Monroe, NC 28112 Property Records

Union County property record for 3703 Medlin Rd, Monroe, NC 28112

Property Summary

Property Type	Other Improved
Details	2 bd · 2.5 ba · 1,812 sqft · built 2023
Lot Size	9.32 acres (406,023 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jul 2022)
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Mar 2025 Mortgage May 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-090-017B`

Property Details

APN / Parcel Number

Primary APN	`04-090-017B`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Metal
Lot Area	406,023 sqft (9.32 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3703 MEDLIN RD
City	MONROE
State	NC
Zip	28112-7481
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	RA-40 UNIO
Legal Description	8718-0342
Legal Subdivision	1949900
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3004
Census Tract	20901

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1316 REID HARKEY RD, MATTHEWS, NC 28105-3818
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2025	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
May 31, 2023	Intrafamily Transfer, Transfer · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 26, 2022	Warranty Deed, Transfer · Seller Carry-Back KIM RAY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Deed Document Number	202226483
Deed Book / Page	8533 / 748
Last Transfer Date	May 31, 2023
Transfer Doc	0008718342
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	3703 MEDLIN RD, MONROE, NC 28112-7481
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3703 MEDLIN RD, MONROE, NC 28112-7481

Mortgage

Document Number	0009073509
Date	Mar 5, 2025
Book Page	9073/509
Instrument	5311

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	May 31, 2023
Property Address	3703 MEDLIN RD, MONROE, NC 28112-7481
Document Number	0008718342
Book / Page	8718 / 342
Map Reference	MB 8533 PG 748
Instrument Date	May 31, 2023
Instrument	12867
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1316 REID HARKEY RD, MATTHEWS, NC 28105-3818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1316 REID HARKEY RD, MATTHEWS, NC 28105-3818

Mortgage

Document Number	0000012868
Date	May 31, 2023
Instrument	12868

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 26, 2022
Property Address	3703 MEDLIN RD, MONROE, NC 28112-7481
Document Number	0008533748
Book / Page	8533 / 748
Instrument Date	Jul 26, 2022
Instrument	26483
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MEDLIN ROAD, UNION, NC 28734
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026541
Date	Jul 26, 2022
Instrument	26541

Lender

Name	KIM RAY
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2032

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,300 (-) Land $113,600 Building $392,700	$506,300 (-) Land $113,600 Building $392,700
2025	$2,421.00 (+644.92%)	$506,300 (+869.92%) Land $113,600 Building $392,700	$506,300 (+869.92%) Land $113,600 Building $392,700
2023	$325.00	$52,200 Land $52,200	$52,200 Land $52,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Spectrum.

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