3703 Jonko Ave, North Highlands, CA 95660 Property Records

Sacramento County property record for 3703 Jonko Ave, North Highlands, CA 95660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,190 sqft · built 1990
Lot Size	0.112 acres (4,879 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Nov 2020)
Tax Bill	$10,010 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`228-0242-024-0000`

Property Details

APN / Parcel Number

Primary APN	`228-0242-024-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,879 sqft (0.112 acres)
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3703 JONKO AVE
City	NORTH HIGHLANDS
State	CA
Zip	95660-5205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-10
Legal Description	PARCEL MAP, LOT 23
Legal Subdivision	PARCEL MAP
Legal Lot Number	23
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1022
Census Tract	7413

Owner

3703 Jonko Ave is owned and occupied by two individuals who bought it in November 2020.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3703 JONKO AVE, NORTH HIGHLANDS, CA 95660-5205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Grant Deed, Transfer · FHA Mortgage SNAPFI INC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAP FNDG
Aug 13, 2019	Deed of Trust, Mortgage · Conventional with PMI NETWORK CAP FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Dec 21, 2016 · Amount on File
Deed Book / Page	20201120 / 1444
Prior Transfer Date	Feb 4, 2009
Prior Transfer Doc	0000000131
Record Updated	Oct 29, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 20, 2020
Property Address	3703 JONKO AVE, NORTH HIGHLANDS, CA 95660-5205
Document Number	2011201444
Instrument Date	Nov 13, 2020
Instrument	2011201444
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3703 JONKO AVE NORTH HIGHLANDS CA 956605205, NORTH HIGHLANDS, CA 95660-5205

Mortgage

Document Number	2011201445
Date	Nov 20, 2020
Instrument	2011201445

Lender

Name	SNAPFI INC
Address	SAN JOSE, CA 95125

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3703 JONKO AVE, NORTH HIGHLANDS, CA 95660-5205
Document Number	2006260805
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3703 JONKO AVE NORTH HIGHLANDS CA 956605205, NORTH HIGHLANDS, CA 95660-5205

Mortgage

Document Number	2006260805
Date	Jun 26, 2020
Instrument	2006260805

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3703 JONKO AVE, NORTH HIGHLANDS, CA 95660-5205
Document Number	1908270289
Instrument Date	Aug 13, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3703 JONKO AVE NORTH HIGHLANDS CA 956605205, NORTH HIGHLANDS, CA 95660-5205

Mortgage

Document Number	1908270289
Date	Aug 27, 2019
Instrument	1908270289

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3703 Jonko Ave was $10,010, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,425 (+2%) Land $82,804 Building $303,621
2025	$10,010.00 (+2.21%)	$378,849 Land $81,181 Building $297,668
2024	$9,794.00 (-0.31%)
2023	$9,824.00 (+142.75%)	$364,140 Land $78,030 Building $286,110
2022	$4,047.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3703 Jonko Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1986–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3703 Jonko Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net, unWired Broadband, Verizon.

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