Brevard County property record for 3703 Garrett Dr, Rockledge, FL 32955
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,807 sqft · built 2009 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Jan 2018) |
| Tax Bill | $72 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2023 Transfer + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 25-36-23-26-*-109 |
| Primary APN | 25-36-23-26-*-109 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,807 sqft Living Area |
| Gross Area | 3,327 sqft |
| 1st Floor Area | 1,207 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 110 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 394 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 126 sqft |
| Deck Area | 560 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2537308 |
|---|---|
| Street Address | 3703 GARRETT DR |
| City | ROCKLEDGE |
| State | FL |
| Zip | 32955-4776 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2A |
| Legal Description | BRACKENWOOD SUBDIVISION LOT 109 |
| Legal Range | 36E |
| Legal Township | 25S |
| Legal Section | 23 |
| Legal Subdivision | BRACKENWOOD SUBDIVISION |
| Legal Lot Number | 109 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 63104 |
3703 Garrett Dr is owned and occupied by an individual who acquired it in June 2023.
Source: Brevard County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3703 GARRETT DR, ROCKLEDGE, FL 32955-4776 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC |
| Jul 11, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 7, 2019 | Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS |
| Jan 8, 2018 | Warranty Deed, Transfer · VA Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2018 · Amount on File |
| Deed Sale | Jan 8, 2018 · Amount on File |
| Prior Sale | Apr 6, 2009 · Amount on File |
| Deed Document Number | 20184307 |
| Last Transfer Date | Jun 21, 2023 |
| Transfer Doc | 0098332732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 3703 GARRETT DR, ROCKLEDGE, FL 32955-4776 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | NATIONAL TITLE AND CLOSING SERVICES, EQT NATL TTL & CLOSING SVCS |
| Name | Verified Name |
|---|---|
| Address | 3703 GARRETT DR, ROCKLEDGE, FL 32955-4776 |
| Document Number | 0104891665 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 10489/1665 |
| Instrument | 2025237952 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 11, 2023 |
| Property Address | 3703 GARRETT DR, ROCKLEDGE, FL 32955-4776 |
| Document Number | 0098332732 |
| Book / Page | 9833 / 2732 |
| Map Reference | MB 53 PG 48-50 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023144293 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1125 HIGWAY AIA #307307, 307307, SATELLITE BEACH, FL 32937 |
| Name | Verified Name |
|---|---|
| Address | 3703 GARRETT DR, ROCKLEDGE, FL 32955-4776 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 3703 GARRETT DR, ROCKLEDGE, FL 32955-4776 |
| Document Number | 0085201778 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | PRESTIGE TITLE/BREVARD LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3703 GARRETT DR ROCKLEDGE FL 329554776, ROCKLEDGE, FL 32955-4776 |
| Document Number | 0085201778 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 008520/001778 |
| Instrument | 184882 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jan 8, 2018 |
| Property Address | 3703 GARRETT DR, ROCKLEDGE, FL 32955-4776 |
| Document Number | 0080642972 |
| Book / Page | 008064 / 002972 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 4307 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2018 |
| Title Company | FOUNDATION TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,296.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3703 GARRETT DR ROCKLEDGE FL 329554776, ROCKLEDGE, FL 32955-4776 |
| Document Number | 80642973 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 008064/002973 |
| Instrument | 4308 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 7, 2048 |
The 2025 property tax bill for 3703 Garrett Dr was $72 with a veteran's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Rockledge City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,100 (+2.7%) | $417,850 (-0.3%) | |
| 2025 | $72.00 Veteran's exemption | $313,640 | $419,090 |
| 2023 | $5,621.00 (+4.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $295,940 (+3%) | $413,400 (+9.24%) Land $85,000 Building $328,400 |
| 2022 | $5,382.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $287,330 | $378,420 Land $65,000 Building $313,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3703 Garrett Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 61 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 83 units insured incl. 22 condo units |
| Nearby Flood Claims | 4 (2008–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jul 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3703 Garrett Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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