Bay County property record for 3703 E 11th St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba |
| Lot Size | 3.57 acres (155,858 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $802 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 15373-001-000 |
| Primary APN | 15373-001-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Lot Area | 155,858 sqft (3.57 acres) |
|---|
| Street Address | 3703 E 11TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5374 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 2-4S-14W-175.2-118B1 E1/2 OF SE1/4 OF SW1/4 OF NE1/4 LESS INT P CO LESS SR RW LESS PCLS |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 1100 |
The current owner of 3703 E 11th St acquired it in April 2007.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 5816 BOAT RACE RD, PANAMA CITY, FL 32404-8201 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2007 |
| Deed Sale | Apr 18, 2007 |
| Prior Sale | Apr 18, 2007 |
| Deed Document Number | 2007-025430 |
| Deed Book / Page | 2912 / 1134 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3703 E 11th St was $802.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $802.00 | $51,939 Land $51,939 | $51,939 Land $51,939 |
| 2023 | $829.00 (+16.76%) | $45,309 (+20.86%) Land $45,309 | $45,309 (+20.86%) Land $45,309 |
| 2022 | $710.00 | $37,489 Land $37,489 | $37,489 Land $37,489 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3703 E 11th St in Zone X, an area of moderate flood risk, though there have been 18 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 18 (1998–2021) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3703 E 11th St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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