3703 Durham Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 3703 Durham Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,739 sqft · built 2002
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$381,710 (Nov 2025)
Tax Bill	$3,178 (2025)
Deeds & Mortgages	May 2008 Mortgage Aug 2010 Mortgage + 1 more
APN	`03-7.0-35-001-000-001.142`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-35-001-000-001.142`

Interior

Building Area	1,739 sqft Base Area
1st Floor Area	1,739 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	149 ft deep x 75 ft wide

Location & Zoning

Street Address	3703 DURHAM CT
City	SAINT JOSEPH
State	MO
Zip	64506-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:CARRIAGE OAKS PLAT 4 LOT:26 BLK:0LGL DESC:
Legal Subdivision	CARRIAGE OAKS PLAT 4
Legal Lot Number	26
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1011
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3703 DURHAM CT, SAINT JOSEPH, MO 64506-5043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2008	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK NA
Aug 16, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANK MIDWEST NA
Nov 7, 2025	Warranty Deed, Transfer · Line of Credit THE NODAWAY VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Deed Document Number	20259370
Deed Book / Page	3813 / 290
Record Updated	Sep 20, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3703 DURHAM CT, SAINT JOSEPH, MO 64506-5043
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BEALL ABSTRACT AND TITLE COMPANY, HALL ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03078/0126
Date	May 29, 2008
Book Page	3078/0126
Instrument	2008006420

Lender

Name	COMMERCE BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2023

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3703 DURHAM CT, SAINT JOSEPH, MO 64506-5043
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03225/0373
Date	Aug 16, 2010
Book Page	3225/0373
Instrument	2010008969

Lender

Name	BANK MIDWEST NA
Type	Bank
Address	KANSAS CITY, MO 64105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2025

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Nov 7, 2025
Property Address	3703 DURHAM CT, SAINT JOSEPH, MO 64506-5043
Document Number	003813/290
Book / Page	3813 / 290
Instrument Date	Oct 30, 2025
Instrument	2025009370
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3703 DURHAM CT, SAINT JOSEPH, MO 64506-5043

Mortgage

Document Number	2025009371
Date	Nov 7, 2025
Instrument	2025009371

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,178.00 (+0.03%)	$45,140 (+5.99%) Land $8,550 Building $36,590	$237,590 (+6%) Land $45,000 Building $192,590
2024	$3,177.00 (+15.23%)
2023	$2,757.00 (-0.68%)	$42,590 (-) Land $8,550 Building $34,040	$224,150 (-) Land $45,000 Building $179,150
2022	$2,776.00	$42,590 Land $8,550 Building $34,040
2021			$224,150 Land $45,000 Building $179,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: AT&T, Mercury Fiber.

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