Oldham County property record for 3703 Constantine Dr, Prospect, KY 40059 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,126 sqft · built 1989 |
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | Individual Name on File |
| Last Sale | $608,000 (Jun 2017) |
| Tax Bill | $8,109 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05A-01-2 |
| Primary APN | 10-05A-01-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,126 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 196,020 sqft (4.5 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 57304 |
|---|---|
| Street Address | 3703 CONSTANTINE DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE, I G POOL & 4.5AC |
| Legal Block | SEC 1 |
| Legal Lot Number | 2 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30701 |
Source: Oldham County records · APN 10-05A-01-2
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3703 CONSTANTINE DR, PROSPECT, KY 40059-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 03, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Jul 29, 2019 | Deed of Trust, Mortgage · ARM PNC BANK NA |
| Jun 01, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2017 · Amount on Record |
| Deed Sale | Jun 01, 2017 · Amount on Record |
| Deed Document Number | 525536 |
| Deed Book / Page | D1162 / 212 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3703 CONSTANTINE DR, PROSPECT, KY 40059-9527 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3703 CONSTANTINE DR, PROSPECT, KY 40059-9527 |
| Document Number | 0M2606/999 |
|---|---|
| Date | Nov 03, 2022 |
| Book Page | M2606/999 |
| Instrument | 711658 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 05, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3703 CONSTANTINE DR, PROSPECT, KY 40059-9527 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | M2427/512 |
|---|---|
| Date | Jul 06, 2020 |
| Book Page | M2427/512 |
| Instrument | 581632 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 122 Months |
| Due | Sep 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3703 CONSTANTINE DR, PROSPECT, KY 40059-9527 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | M2358/0674 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | M2358/0674 |
| Instrument | 554845 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jun 01, 2017 |
| Property Address | 3703 CONSTANTINE DR, PROSPECT, KY 40059-9527 |
| Document Number | D1162/212 |
| Book / Page | D1162 / 212 |
| Map Reference | DD205 PG5 |
| Instrument Date | May 25, 2017 |
| Instrument | 525536 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 WOODSIDE RD, 2502, LOUISVILLE, KY 40207-1152 |
| Name | Verified Name |
|---|---|
| Address | 3703 CONSTANTINE DR, PROSPECT, KY 40059-9527 |
| Document Number | 525537 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 525537 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,109.00 (+6.82%) | $655,000 (+7.73%) Land $125,000 Building $530,000 | $655,000 (+7.73%) Land $125,000 Building $530,000 |
| 2023 | $7,591.00 | $608,000 Land $110,000 Building $498,000 | $608,000 Land $110,000 Building $498,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850307011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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