3703 Central St, Texarkana, AR 71854 Property Records

Miller County property record for 3703 Central St, Texarkana, AR 71854

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,576 sqft · built 1960
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Apr 2018)
Tax Bill	$1,390 (2026)
Deeds & Mortgages	Apr 2018 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`3590370`

Property Details

APN / Parcel Number

Primary APN	`3590370`
Alternative APN	`30995`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,218 sqft
Flooring	Carpet

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	448 sqft
Driveway	Concrete Driveway
Driveway Area	68 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	182 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3703 CENTRAL ST
City	TEXARKANA
State	AR
Zip	71854-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL LOT 11 & N/2 OF LOT 12
Legal Range	28W
Legal Township	15S
Legal Section	17
Legal Subdivision	LANGHORN REV.
Legal Block	3
Legal Lot Number	11,12
Jurisdiction	MILLER AR
Township / Civil Division	GARLAND
Census Block Group	2
Census Block	2012
Census Tract	20701

Owner

Source: Miller County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	914 CLEAR CREEK DR, TEXARKANA, TX 75503-1102
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND BANK FSB
Mar 4, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Prior Sale	Dec 28, 2010 · Amount on Record
Deed Document Number	20183054
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER AR
Property Address	3703 CENTRAL ST, TEXARKANA, AR 71854-2332
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R003055
Date	Apr 30, 2018
Instrument	2018R003055

Lender

Name	DIAMOND BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2033

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER AR
Recording Date	Mar 4, 2022
Property Address	3703 CENTRAL ST, TEXARKANA, AR 71854-2332
Document Number	2022R002144
Map Reference	VOL179 PG4
Instrument Date	Mar 3, 2022
Instrument	2022R002144
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4321 MCKNIGHT RD, TEXARKANA, TX 75503-0929

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 CLEAR CREEK DR, TEXARKANA, TX 75503-1102
Investor	Possibly a Property Investor

Mortgage

Document Number	2022R002145
Date	Mar 4, 2022
Instrument	2022R002145

Lender

Name	COMMERCIAL NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 3, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Miller County
Municipality	Texarkana City
Unified School District	Texarkana School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,390.00 (+9.11%)	$29,140 (-) Land $3,380 Building $25,760	$145,700 (-) Land $16,900 Building $128,800
2025	$1,274.00 (+14.98%)	$29,140 (+44.33%) Land $3,380 Building $25,760	$145,700 (+44.33%) Land $16,900 Building $128,800
2023	$1,108.00	$20,190 Land $3,380 Building $16,810	$100,950 Land $16,900 Building $84,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	16 (1980–2025)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXARKANA WATER UTILITIES serves 50,815 people · EPA ID AR0000360
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Right Fiber, SWATFIRST, T-Mobile.

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